Rankings

How each state compares → · Open Enrollment 2027 by state →

• 2027 Health Insurance Rate Increases by State — Average 2027 individual health insurance rate increases in 23 states, ranked: Oklahoma 21.6% down to Arkansas 6.0%. Who pays the full increase and who doesn’t.
• Insurers Leaving the ACA Marketplace in 2027 — 15 of the 23 states I cover lose at least one marketplace insurer for 2027, including Cigna in 10. Who is leaving, how many people are affected, and what to do by December 15.
• Cheapest States for Health Insurance 2026 — All 51 Jurisdictions — Benchmark premium for every state and DC, ranked, with the full dataset published as CSV and JSON. The only figure published on one basis for all 51.
• Cheapest States for Health Insurance (2026) — Indiana has the cheapest median Silver premium at $558/month for a 40-year-old. Full ranking of 15 states.
• 5 States With No PPO Plans — Indiana, Kansas, Ohio, Texas, Utah have zero PPO plans on the 2026 ACA marketplace. What that means if you travel or work across county lines.
• Where One Insurer Controls the Market — 36 of 1,314 counties across 15 states have just one ACA carrier. Where competition has disappeared.
• The Age Curve, State by State — ACA premiums are age-rated. Across 15 states a 60-year-old pays 2.2x to 2.6x what a 27-year-old pays for the same Silver plan.
• Where Your County Matters Most — In Florida, the same Silver tier ranges from $554 to $2,203 depending on county. Where geography drives price hardest.
• Carrier Competition by State — Carrier counts by state on the 2026 ACA marketplace, from 15 down to 3. More carriers usually means lower premiums.