Rankings

How each state compares → · Open Enrollment 2027 by state →

• Cheapest States for Private Health Insurance — All 23 states ranked by the price of a private plan with no deductible, at 30, 40 and 60, next to the full marketplace price.
• BCBS vs UnitedHealthcare Network Private Plans by State — Anthem’s 2027 Blue Cross prices against a private plan on the UnitedHealthcare network, states ranked by the yearly gap, and each state’s Blue company.
• What Would I Pay in Each State? — Enter your age and income: the 2027 marketplace price after the tax credit in 23 states, and the private estimate.
• Does Health Insurance Work in Other States? — Marketplace PPOs state by state, and what covers you when your life crosses a state line.
• What You Pay Above the Subsidy Cliff, State by State — Earn just over 400% of the poverty line and the tax credit stops. What the benchmark plan then costs in 23 states at age 40, at 60 and for a family of four.
• Health Insurance Comparison Chart by State — Compare health insurance in 23 states in one chart: the benchmark Silver price for a 40-year-old, insurers, PPO plans, where to enroll and the 2027 rate change.
• Health Insurance Rating Areas, State by State — How many ACA rating areas 23 states have, how they are drawn, which counties are in each area, and how much the benchmark Silver price changes between them.
• Health Insurance Premiums by Age, State by State — What the benchmark Silver plan costs a month at 21, 30, 40, 50, 60 and 64, and for a child, in 23 states. Full 2026 prices, before any premium tax credit.
• 2027 Health Insurance Rate Increases by State — Average 2027 individual health insurance rate increases in 23 states, ranked: South Carolina 22.1% down to Arkansas 6.0%. Who pays the full increase and who doesn’t.
• Insurers Leaving the ACA Marketplace in 2027 — 15 of the 23 states covered here lose at least one marketplace insurer for 2027, including Cigna in 10. Who is leaving, how many people are affected, and what to do by December 15.
• Cheapest States for Health Insurance 2026 — All 51 Jurisdictions — Benchmark premium for every state and DC, ranked, with the full dataset published as CSV and JSON. The only figure published on one basis for all 51.
• Cheapest States for Health Insurance (2026) — Indiana has the cheapest median Silver premium at $558/month for a 40-year-old. Full ranking of 17 states.
• 7 States With No PPO Plans — Indiana, Kansas, Mississippi, Ohio, Tennessee, Texas, Utah have zero PPO plans on the 2026 ACA marketplace. What that means if you travel or work across county lines.
• Where One Insurer Controls the Market — 36 of 1,491 counties across 17 states have just one ACA carrier. Where competition has disappeared.
• The Age Curve, State by State — ACA premiums are age-rated. Across 17 states a 60-year-old pays 2.2x to 2.6x what a 27-year-old pays for the same Silver plan.
• Where Your County Matters Most — In Florida, the same Silver tier ranges from $554 to $2,203 depending on county. Where geography drives price hardest.
• Carrier Competition by State — Carrier counts by state on the 2026 ACA marketplace, from 15 down to 3. More carriers usually means lower premiums.