PlansByState

Where One Insurer Controls the Market

Cross-state analysis from CMS Plan Year 2026 data.

Licensed Independent Agent · NPN #22052447 · 23 States

36 of 1,491 counties (2.4%) have exactly one carrier filed on the 2026 marketplace. In those counties your plan choice is limited to that insurer’s network.

State1-carrier countiesTotalShareCounties
Kansas1410513%Clark, Finney, Ford, Grant, Gray, Hamilton, Haskell, Kearny, …
Alabama76710%Autauga, Butler, Crenshaw, Elmore, Lamar, Monroe, Wilcox
Texas72543%Archer, Baylor, Clay, Foard, Hardeman, Wichita, Wilbarger
Oklahoma5776%Cimarron, Coal, Custer, Texas, Washita
Florida1671%Monroe
Utah1293%Sanpete
Wisconsin1721%Fond du Lac

Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. Full-price filed rates before premium tax credits; not a quote or an offer of coverage. Published 2026-07-31.

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More state rankings

What You Pay Above the Subsidy Cliff, State by State · Health Insurance Comparison Chart by State · Health Insurance Rating Areas, State by State · Health Insurance Premiums by Age, State by State · 2027 Health Insurance Rate Increases by State · Insurers Leaving the ACA Marketplace in 2027 · Cheapest States for Health Insurance 2026 — All 51 Jurisdictions · Cheapest States for Health Insurance (2026) · 7 States With No PPO Plans · The Age Curve, State by State · Where Your County Matters Most · Carrier Competition by State

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