All 17 states, sorted cheapest to most expensive. CMS Plan Year 2026.
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Licensed Independent Agent · NPN #22052447 · 23 States
| State | Median @40 | Low @40 | High @40 | Low @27 | Low @60 | Carriers | Counties | 1-carrier | Plan types |
|---|---|---|---|---|---|---|---|---|---|
| Indiana | $558 | $440 | $699 | $361 | $934 | 5 | 92 | 0 | EPO, HMO, POS |
| Ohio | $625 | $482 | $924 | $395 | $1,023 | 11 | 88 | 0 | HMO |
| South Carolina | $636 | $456 | $931 | $374 | $968 | 6 | 46 | 0 | EPO, HMO, POS, PPO |
| Alabama | $680 | $583 | $1,124 | $478 | $1,238 | 4 | 67 | 7 | EPO, PPO |
| Wisconsin | $687 | $526 | $1,062 | $431 | $1,116 | 12 | 72 | 1 | EPO, HMO, POS, PPO |
| Michigan | $708 | $385 | $1,048 | $316 | $818 | 7 | 83 | 0 | EPO, HMO, PPO |
| South Dakota | $725 | $512 | $882 | $420 | $1,087 | 3 | 66 | 0 | EPO, HMO, PPO |
| Oklahoma | $731 | $561 | $1,300 | $460 | $1,192 | 7 | 77 | 5 | HMO, PPO |
| Kansas | $765 | $565 | $979 | $463 | $1,200 | 6 | 105 | 14 | EPO |
| Tennessee | $773 | $646 | $1,001 | $530 | $1,372 | 6 | 95 | 0 | EPO |
| Mississippi | $773 | $598 | $913 | $490 | $1,270 | 5 | 82 | 0 | EPO, HMO |
| Florida | $789 | $554 | $2,203 | $454 | $1,177 | 15 | 67 | 1 | EPO, HMO, POS, PPO |
| Utah | $805 | $559 | $1,125 | $526 | $1,134 | 6 | 29 | 1 | EPO, HMO |
| Texas | $807 | $540 | $1,409 | $443 | $1,146 | 15 | 254 | 7 | EPO, HMO, POS |
| North Carolina | $828 | $540 | $1,128 | $443 | $1,147 | 6 | 100 | 0 | EPO, HMO, POS, PPO |
| Arkansas | $828 | $753 | $879 | $617 | $1,599 | 4 | 75 | 0 | POS, PPO |
| Nebraska | $875 | $640 | $1,460 | $525 | $1,359 | 5 | 93 | 0 | EPO, PPO |
Source: CMS Plan Year 2026 Qualified Health Plan Landscape. Full-price filed rates before premium tax credits; not a quote or an offer of coverage.
The same states in one chart: health insurance comparison by state, and what the benchmark plan costs once your income is over the subsidy line: full price above the subsidy cliff, by state.
Prices at every age from 21 to 64: health insurance premiums by age and state. How each state splits into pricing regions, county by county: rating areas by state.
The same table as a file, if you would rather not scrape the page: data.csv or data.json, or all of it in one Excel workbook, data.xlsx (the 23-state table, benchmark premiums for every state, and BLS pay by occupation and state, one sheet each). All cover the 23 states and carry their sources and licence. CC BY 4.0.
Plans By State. 2026 ACA Premiums by State. Published 2026-07-31. Derived from the CMS Plan Year 2026 Qualified Health Plan Landscape file. https://www.plansbystate.com/data/
Put your ZIP code in and a licensed agent will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to a licensed agent — not a call center.
Premiums are set county by county, so state averages tell you very little. Enter your ZIP and a licensed agent will show you the plans filed where you live.
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