PlansByState

About Plans By State

Who publishes this and where the numbers come from.

Licensed Independent Agent · NPN #22052447 · 23 States

Plans By State publishes cross-state analysis of the CMS Plan Year 2026 Qualified Health Plan Landscape file — the federal government’s published record of plans certified for sale on the ACA marketplace. We parsed 76,949 plan records across 1,491 counties in 17 states.

Everything here is comparison across states. For county-level detail, profession-specific guidance and help actually enrolling, see Coverage by County, published by the same author.

Who

Published by Health Advisory, the trade name of Daniel Griffin, a licensed independent insurance agent (NPN #22052447), licensed in 23 states. Not tied to any single carrier, and not affiliated with the U.S. government.

Methodology

“Median @40” is the median premium of all Silver-tier plans available to a 40-year-old in that state. Ranges are the lowest and highest Silver premium found in any county. Single-carrier counties are those where exactly one issuer filed any plan. All premiums are full price before premium tax credits — most buyers pay substantially less after subsidies.

Reuse

Figures on this site may be quoted with attribution to Plans By State. Data last compiled 2026-07-31.

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Put your ZIP code in and a licensed agent will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to a licensed agent — not a call center.

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What health insurance actually costs where you live

One field to start. A licensed agent will pull what is filed in your county, then work out what help you qualify for.

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