PlansByState

Health Insurance After a Move, State by State

Moving to a new state? The 60-day window to enroll, each state's health marketplace and 2027 prices, the 30 biggest moves and a planner for your own dates.

Licensed Independent Agent · NPN #22052447 · 23 States

Short answer: a health plan does not cross a state line with you. Moving opens a 60-day window to pick a plan in the new state, counted from the move date, as long as you had coverage for at least one day in the 60 days before. Pick your new state below for its marketplace, its 2027 prices and where its newcomers come from.

The 31 states, by how many people moved in

Moving toFrom other states, 2024Most came from2027 benchmark at 40
Florida573,876New York$738
Texas556,156California$737
North Carolina299,782Florida$660
Georgia266,166Florida$733
Virginia265,444Maryland$549
Illinois199,996Texas$707
Ohio197,890Florida$603
Tennessee191,844California$796
South Carolina189,282North Carolina$702
Colorado181,683Texas$615
Maryland164,290Virginia$491
Michigan140,323Florida$595
Missouri139,911Kansas$675
Indiana133,372Illinois$537
Nevada130,450California$565
Alabama119,767Florida$712
Wisconsin116,098Illinois$720
Oklahoma106,621Texas$686
Kentucky95,452Ohio$667
Utah94,553California$716
Kansas83,083Missouri$748
Louisiana70,992Texas$730
Mississippi64,492Texas$814
Arkansas62,808Texas$757
Iowa59,199Illinois$528
Nebraska49,446Iowa$780
West Virginia42,495Virginia$1,185
Montana35,735California$889
Delaware33,421Maryland$876
Wyoming25,060Colorado$1,190
South Dakota22,709Minnesota$704

The 30 biggest moves into these states

From the Census Bureau’s 2024 estimates, with each state’s 2027 benchmark Silver for a 40-year-old, before any tax credit.

MovePeople, 2024Benchmark at 40
California to Texas77,161$655 → $737
California to Nevada53,289$655 → $565
Florida to Georgia52,371$738 → $733
Florida to Texas52,219$738 → $737
New York to Florida50,661$1,041 → $738
Texas to Florida45,259$737 → $738
California to Florida36,194$655 → $738
Georgia to Florida34,388$733 → $738
Florida to North Carolina33,591$738 → $660
Pennsylvania to Florida33,530$648 → $738
North Carolina to South Carolina33,151$660 → $702
South Carolina to North Carolina29,982$702 → $660
Virginia to Florida28,901$549 → $738
Virginia to North Carolina28,409$549 → $660
New York to Texas28,233$1,041 → $737
Texas to Oklahoma28,074$737 → $686
Virginia to Maryland28,004$549 → $491
Texas to Colorado27,574$737 → $615
North Carolina to Florida25,865$660 → $738
Illinois to Indiana25,727$707 → $537
Maryland to Virginia25,183$491 → $549
Florida to Virginia24,818$738 → $549
Illinois to Florida24,410$707 → $738
Louisiana to Texas24,170$730 → $737
Illinois to Wisconsin24,045$707 → $720
Illinois to Texas23,509$707 → $737
Minnesota to Wisconsin23,463$525 → $720
Colorado to Texas22,986$615 → $737
North Carolina to Virginia22,757$660 → $549
New Jersey to Florida22,646$665 → $738

Moving soon?

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“I don’t know why I was paying so much for my BCBS plan. I wasn’t even using it, maybe because the brand has such a big network, but now I pay half as much and I don’t have a deductible.”
Philip C., Health Advisory client · all 14 client reviews

Sources

General information, not a quote or an offer of coverage. Private plans are medically underwritten: they ask health questions, can decline or exclude a condition, are not ACA coverage and get no tax credit. Daniel Griffin, licensed independent agent, NPN #22052447, is not tied to any single carrier and not affiliated with the U.S. government.

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More state rankings

What You Pay Above the Subsidy Cliff, State by State · Health Insurance Comparison Chart by State · Health Insurance Rating Areas, State by State · Health Insurance Premiums by Age, State by State · Insurers Leaving the ACA Marketplace in 2027 · Cheapest States for Health Insurance 2026 — All 51 Jurisdictions · Cheapest States for Health Insurance (2026) · 7 States With No PPO Plans · Where One Insurer Controls the Market · The Age Curve, State by State · Where Your County Matters Most · Carrier Competition by State

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