PlansByState

For Real Estate Agents: A Health Insurance Handout for Clients Who Move

A free one-page handout for clients moving into 31 states: the 60-day window, the marketplace, 2027 prices, with your name and brokerage printed on it.

Licensed Independent Agent · NPN #22052447 · 23 States

For real estate agents and relocation pros: a buyer moving in from another state loses their marketplace plan with the move and has 60 days to pick a new one. The free one-page handout below tells them what to do, in order, for the state they are moving to, with your name on it. A licensed agent handles the plan itself, in 31 states.

60 daysfrom the move to pick a plan in the new state
4,712,396people moved into these 31 states from another state in 2024 (Census)
31states, one licensed agent, NPN #22052447
$0what your client pays for the agent’s help

Print a handout for your client

Pick the state your client is moving to and add your name, brokerage and phone. What you type stays in this browser and is not sent anywhere.

Compliments of ________________________2027 coverage

Welcome to Florida: Health Insurance After Your Move

A health plan from another state does not move with you. This is the order to do it in.

  1. Move daythe 60-day window to pick a Florida plan opens
  2. Month endpick a plan by the last day of a month
  3. The 1stthe new plan starts
  4. Thenend the old state’s plan
  5. Day 60the window closes

Where to buy

  • Florida buys through HealthCare.gov.
  • On HealthCare.gov the window opens on move day, not before.
  • It takes health coverage for at least one day in the 60 days before the move (or a move from another country).
  • Open Enrollment for 2027 coverage: November 1, 2026 to January 15, 2027.

What it costs in Florida

  • Benchmark Silver, age 40: $738 a month before any tax credit (U.S. average $704).
  • The 2027 tax-credit line: $63,840 of income for one person, $132,000 for a family of four.
  • 11 insurers sell marketplace plans in Florida for 2027.
  • PPO plans in 67 of 67 counties.
Plans, prices and doctor checks: Daniel Griffin, licensed agent in Florida, NPN #22052447 · (713) 575-9904 · plansbystate.com/moving-to/florida.html

Why it helps at closing

How a referral works

  1. At contractHand over the sheet

    Print the handout for the client’s new state.

  2. Before the moveThe client reaches out

    A ZIP code on the state’s page, or a call or text to (713) 575-9904.

  3. By month endA plan is picked

    Marketplace and private plans compared, doctors checked.

Every state’s page

Alabama · Arkansas · Colorado · Delaware · Florida · Georgia · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maryland · Michigan · Mississippi · Missouri · Montana · Nebraska · Nevada · North Carolina · Ohio · Oklahoma · South Carolina · South Dakota · Tennessee · Texas · Utah · Virginia · West Virginia · Wisconsin · Wyoming.

The dates for one client’s move: the move planner.

Common questions

Does it cost my client anything?

No. The insurance company pays the licensed agent; the client pays nothing for the help.

Which states does the agent cover?

The 31 states on this site: Alabama, Arkansas, Colorado, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, North Carolina, Ohio, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin and Wyoming.

Can the handout carry my name and brokerage?

Yes. Type them above the handout and print. Nothing typed there leaves your browser.

Sources

General information, not a quote or an offer of coverage. Private plans are medically underwritten: they ask health questions, can decline or exclude a condition, are not ACA coverage and get no tax credit. Daniel Griffin, licensed independent agent, NPN #22052447, is not tied to any single carrier and not affiliated with the U.S. government.

A plan for you, or a client who just moved.

Send a ZIP code. A licensed agent compares the plans there and the private plans that can start any month. It costs nothing.

Check a ZIP ↓

More state rankings

What You Pay Above the Subsidy Cliff, State by State · Health Insurance Comparison Chart by State · Health Insurance Rating Areas, State by State · Health Insurance Premiums by Age, State by State · Insurers Leaving the ACA Marketplace in 2027 · Cheapest States for Health Insurance 2026 — All 51 Jurisdictions · Cheapest States for Health Insurance (2026) · 7 States With No PPO Plans · Where One Insurer Controls the Market · The Age Curve, State by State · Where Your County Matters Most · Carrier Competition by State

Moving clients, or a plan for yourself? Start with a ZIP

Real estate agents are often self-employed too. Enter a ZIP and a licensed agent prices the plans there.

Takes about 30 seconds. No account, and you choose how you are reached.

“I run my own business and my time is valuable. Daniel handled everything — compared the private options, explained what I was actually getting, and had me covered fast. Way better experience than trying to navigate it myself.”
Mark T., client