Benchmark $615/mo · ranked 7 of 23 · median wage $46,990
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The benchmark premium for a 40-year-old in Colorado is $615 a month for 2027, ranking 7 of 23 states published here. BLS reports a median annual wage of $46,990 for Locksmiths and Safe Repairers in Colorado.
Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.
This occupation is below the cliff in all 22 states reported.
What this figure is. It is the median annual wage BLS reports for Locksmiths and Safe Repairers (SOC 49-9094) in Colorado. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed locksmith. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $491 | $59,310 | below |
| 2 | Indiana | $537 | $49,320 | below |
| 3 | Virginia | $549 | $57,990 | below |
| 4 | Nevada | $565 | $54,330 | below |
| 5 | Michigan | $595 | $58,570 | below |
| 6 | Ohio | $603 | $43,960 | below |
| 7 | Colorado | $615 | $46,990 | below |
| 8 | North Carolina | $660 | $42,190 | below |
| 9 | Oklahoma | $686 | $45,170 | below |
| 10 | South Carolina | $702 | $45,950 | below |
| 11 | South Dakota | $704 | — | — |
| 12 | Illinois | $707 | $47,360 | below |
| 13 | Alabama | $712 | $44,140 | below |
| 14 | Utah | $716 | $47,690 | below |
| 15 | Wisconsin | $720 | $47,720 | below |
| 16 | Georgia | $733 | $61,610 | below |
| 17 | Texas | $737 | $44,700 | below |
| 18 | Florida | $738 | $47,610 | below |
| 19 | Kansas | $748 | $49,920 | below |
| 20 | Arkansas | $757 | $36,930 | below |
| 21 | Nebraska | $780 | $47,470 | below |
| 22 | Tennessee | $796 | $45,110 | below |
| 23 | Mississippi | $814 | $45,000 | below |
This page compares states. For Colorado specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
Put your ZIP code in and a licensed agent will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to a licensed agent — not a call center.
Colorado runs its own marketplace, Connect for Health Colorado, so 2027 plans and prices are published there rather than in the federal files. Open Enrollment runs from November 1.
Insurers in Colorado were approved for an average 10% increase for 2027; your own premium turns on the plan and the county.
The window runs from November 1, and December 15 is the deadline for coverage that starts January 1 — in Colorado and on every marketplace.
The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.
Enter a ZIP and a licensed agent will tell you three things:
There is no single Colorado price. Enter your ZIP and a licensed agent will pull what is filed in your county, then work out what help you qualify for.
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