Benchmark $720/mo · ranked 15 of 23 · median wage $47,720
Prefer to talk? Call (713) 575-9904
Licensed Independent Agent · NPN #22052447 · 23 States
The benchmark premium for a 40-year-old in Wisconsin is $720 a month for 2027, ranking 15 of 23 states published here. BLS reports a median annual wage of $47,720 for Locksmiths and Safe Repairers in Wisconsin.
Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.
This occupation is below the cliff in all 22 states reported.
What this figure is. It is the median annual wage BLS reports for Locksmiths and Safe Repairers (SOC 49-9094) in Wisconsin. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed locksmith. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $491 | $59,310 | below |
| 2 | Indiana | $537 | $49,320 | below |
| 3 | Virginia | $549 | $57,990 | below |
| 4 | Nevada | $565 | $54,330 | below |
| 5 | Michigan | $595 | $58,570 | below |
| 6 | Ohio | $603 | $43,960 | below |
| 7 | Colorado | $615 | $46,990 | below |
| 8 | North Carolina | $660 | $42,190 | below |
| 9 | Oklahoma | $686 | $45,170 | below |
| 10 | South Carolina | $702 | $45,950 | below |
| 11 | South Dakota | $704 | — | — |
| 12 | Illinois | $707 | $47,360 | below |
| 13 | Alabama | $712 | $44,140 | below |
| 14 | Utah | $716 | $47,690 | below |
| 15 | Wisconsin | $720 | $47,720 | below |
| 16 | Georgia | $733 | $61,610 | below |
| 17 | Texas | $737 | $44,700 | below |
| 18 | Florida | $738 | $47,610 | below |
| 19 | Kansas | $748 | $49,920 | below |
| 20 | Arkansas | $757 | $36,930 | below |
| 21 | Nebraska | $780 | $47,470 | below |
| 22 | Tennessee | $796 | $45,110 | below |
| 23 | Mississippi | $814 | $45,000 | below |
This page compares states. For Wisconsin specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
Put your ZIP code in and a licensed agent will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to a licensed agent — not a call center.
The 2027 plans are posted: 12 carriers across 72 Wisconsin counties. Carriers file county by county, so the statewide count only tells you so much.
Price, in one number: $748 a month for the median county’s benchmark Silver at 40 in 2027, up from $631 in 2026.
Open Enrollment runs from November 1. December 15 is the date that matters: choose by then and cover starts January 1 in Wisconsin and every other state.
PPOs are sold in 15 of Wisconsin’s 72 counties for 2027. Whether yours has one decides how much out-of-network care a plan will pay toward.
The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.
Enter a ZIP and a licensed agent will tell you three things:
Most Locksmiths here are buying their own coverage without an employer. One ZIP is all I need to show you what is available in your part of Wisconsin.
★★★★★
“I run my own business and my time is valuable. Daniel handled everything — compared the private options, explained what I was actually getting, and had me covered fast. Way better experience than trying to navigate it myself.”