Benchmark $670/mo · ranked 18 of 21 · median wage $49,920
Prefer to talk? Call (713) 575-9904
Licensed Independent Agent · NPN #22052447 · 23 States
The benchmark premium for a 40-year-old in Kansas is $670 a month for 2026, ranking 18 of 21 states published here. BLS reports a median annual wage of $49,920 for Locksmiths and Safe Repairers in Kansas.
Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2026.
This occupation is below the cliff in all 20 states reported.
What this figure is. It is the median annual wage BLS reports for Locksmiths and Safe Repairers (SOC 49-9094) in Kansas. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed locksmith. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $414 | $59,310 | below |
| 2 | Virginia | $455 | $57,990 | below |
| 3 | Indiana | $474 | $49,320 | below |
| 4 | Nevada | $497 | $54,330 | below |
| 5 | Ohio | $513 | $43,960 | below |
| 6 | Michigan | $523 | $58,570 | below |
| 7 | Colorado | $557 | $46,990 | below |
| 8 | South Carolina | $564 | $45,950 | below |
| 9 | Oklahoma | $604 | $45,170 | below |
| 10 | Wisconsin | $611 | $47,720 | below |
| 11 | Georgia | $615 | $61,610 | below |
| 12 | North Carolina | $638 | $42,190 | below |
| 13 | Utah | $640 | $47,690 | below |
| 14 | Alabama | $645 | $44,140 | below |
| 15 | Illinois | $646 | $47,360 | below |
| 16 | South Dakota | $655 | — | — |
| 17 | Texas | $661 | $44,700 | below |
| 18 | Kansas | $670 | $49,920 | below |
| 19 | Florida | $683 | $47,610 | below |
| 20 | Nebraska | $710 | $47,470 | below |
| 21 | Arkansas | $774 | $36,930 | below |
This page compares states. For Kansas specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
Put your ZIP code in and I will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to me — not a call center.
The Kansas market currently runs to 6 carriers over 105 counties. Carriers re-file every year, and for Locksmiths the question that actually decides your renewal is which of them are still there in November.
On price the only honest number today is national: the Peterson-KFF read of 2027 filings puts the median proposed rise near 15%, spanning −1% to 54%. Final Kansas rates are not approved, so any precise 2027 figure quoted for this state is guesswork.
Enrollment opens November 1, 2026. Treat December 15 as the deadline: it guarantees January 1 cover on every marketplace, Kansas included. Conflicting end dates get quoted because a 2025 rule shortened the window and a court vacated it in June 2026, appeal pending — enrol by the 15th and the argument is irrelevant to you.
There is still no PPO on the Kansas marketplace — not in any of its 105 counties. Every plan is an HMO, EPO or POS, which for a locksmith working across a wide area is the binding constraint, not price.
Because Kansas sells no PPO in any of its 105 counties, the thing that will decide your 2027 experience is which network your providers sit in — and that is far easier to check now than during the rush.
Give me a ZIP and I will tell you three things:
Two Locksmiths on opposite sides of Kansas can be quoted very different premiums for the same plan. Your ZIP is what decides it.