PlansByState

Embroidery Operators Health Insurance in Colorado

Benchmark $615/mo · ranked 7 of 23 · median wage $38,580

Licensed Independent Agent · NPN #22052447 · 23 States

The benchmark premium for a 40-year-old in Colorado is $615 a month for 2027, ranking 7 of 23 states published here. BLS reports a median annual wage of $38,580 for Sewing Machine Operators in Colorado.

Wage benchmark and the 2027 subsidy cliff

$38,580median annual wage, Embroidery Operators in Colorado
242%of the federal poverty level
$63,8402027 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.

This occupation is below the cliff in all 23 states reported.

Median annual wage by state, Sewing Machine Operators400% FPL — $63,840Nevada$40,550Wisconsin$38,940Mississippi$38,690Colorado$38,580South Dakota$38,120Michigan$37,600Utah$37,480Indiana$37,070Nebraska$36,370Illinois$35,540Ohio$35,400Maryland$35,390North Carolina$35,170Kansas$34,800South Carolina$34,640Georgia$33,710Virginia$33,280Oklahoma$32,250Tennessee$32,250Florida$31,340Arkansas$30,630Texas$30,480Alabama$30,140

What this figure is. It is the median annual wage BLS reports for Sewing Machine Operators (SOC 51-6031) in Colorado. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed embroidery operator. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.

Sources
  1. U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
  2. U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 91 FR 1797, 15 January 2026. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-09-27. The 2026 guidelines govern premium tax credit eligibility for plan year 2027 coverage. The 2027 guidelines apply to 2028 coverage.
  3. Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 23 states

Benchmark premium and median wage for this occupation, ranked by premium.

#StateBenchmark @40Median wagevs cliff
1Maryland$491$35,390below
2Indiana$537$37,070below
3Virginia$549$33,280below
4Nevada$565$40,550below
5Michigan$595$37,600below
6Ohio$603$35,400below
7Colorado$615$38,580below
8North Carolina$660$35,170below
9Oklahoma$686$32,250below
10South Carolina$702$34,640below
11South Dakota$704$38,120below
12Illinois$707$35,540below
13Alabama$712$30,140below
14Utah$716$37,480below
15Wisconsin$720$38,940below
16Georgia$733$33,710below
17Texas$737$30,480below
18Florida$738$31,340below
19Kansas$748$34,800below
20Arkansas$757$30,630below
21Nebraska$780$36,370below
22Tennessee$796$32,250below
23Mississippi$814$38,690below

Questions

How much does an embroidery operator make in Colorado?
The BLS median wage for Sewing Machine Operators in Colorado is $38,580 a year (May 2024). Starting pay — the 10th percentile — is about $33,000. The middle half earn $35,860 to $46,130, and the top 10% more than $50,400. BLS counts about 930 people doing this work for an employer in Colorado. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.
Does being a embroidery operator change what health insurance costs in Colorado?
No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $615 a month applies regardless of trade.
Do embroidery operators qualify for a subsidy in Colorado in 2027?
Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Sewing Machine Operators in Colorado is $38,580, which is below the 2027 cliff of $63,840 for a single-person household. Your own income and household size decide the answer.
What is the benchmark premium in Colorado for 2027?
$615 a month for a 40-year-old, ranking 7 of 23 states published here. That is full price before any premium tax credit.
Where do these numbers come from?
Premiums come from the CMS Plan Year 2027 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on Colorado

This page compares states. For Colorado specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

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Embroidery Operators in Colorado: choosing a 2027 plan

Colorado is a state-run marketplace state: Connect for Health Colorado publishes the 2027 plans, and the enrollment window runs from November 1.

Choose by December 15 and your plan starts January 1. Connect for Health Colorado sets its own closing date, so do not plan around a later one.

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What health insurance actually costs for Embroidery Operators in Colorado

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