Embroidery Operator Pay and Health Insurance in Michigan (2027)

Q: How much does an embroidery operator make in Michigan?

The BLS median wage for Sewing Machine Operators in Michigan is $37,600 a year (May 2024). Starting pay — the 10th percentile — is about $29,250. The middle half earn $31,210 to $43,510, and the top 10% more than $46,230. BLS counts about 3,550 people doing this work for an employer in Michigan. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.

Wage benchmark and the 2027 subsidy cliff

$37,600median annual wage, Embroidery Operators in Michigan

236%of the federal poverty level

$63,8402027 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.

This occupation is below the cliff in all 23 states reported.

What this figure is. It is the median annual wage BLS reports for Sewing Machine Operators (SOC 51-6031) in Michigan. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed embroidery operator. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.

Sources

U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 91 FR 1797, 15 January 2026. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-09-27. The 2026 guidelines govern premium tax credit eligibility for plan year 2027 coverage. The 2027 guidelines apply to 2028 coverage.
Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 23 states

Benchmark premium and median wage for this occupation, ranked by premium.

#	State	Benchmark @40	Median wage	vs cliff
1	Maryland	$491	$35,390	below
2	Indiana	$537	$37,070	below
3	Virginia	$549	$33,280	below
4	Nevada	$565	$40,550	below
5	Michigan	$595	$37,600	below
6	Ohio	$603	$35,400	below
7	Colorado	$615	$38,580	below
8	North Carolina	$660	$35,170	below
9	Oklahoma	$686	$32,250	below
10	South Carolina	$702	$34,640	below
11	South Dakota	$704	$38,120	below
12	Illinois	$707	$35,540	below
13	Alabama	$712	$30,140	below
14	Utah	$716	$37,480	below
15	Wisconsin	$720	$38,940	below
16	Georgia	$733	$33,710	below
17	Texas	$737	$30,480	below
18	Florida	$738	$31,340	below
19	Kansas	$748	$34,800	below
20	Arkansas	$757	$30,630	below
21	Nebraska	$780	$36,370	below
22	Tennessee	$796	$32,250	below
23	Mississippi	$814	$38,690	below

Questions

How much does an embroidery operator make in Michigan?

The BLS median wage for Sewing Machine Operators in Michigan is $37,600 a year (May 2024). Starting pay — the 10th percentile — is about $29,250. The middle half earn $31,210 to $43,510, and the top 10% more than $46,230. BLS counts about 3,550 people doing this work for an employer in Michigan. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.

Does being a embroidery operator change what health insurance costs in Michigan?

No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $595 a month applies regardless of trade.

Do embroidery operators qualify for a subsidy in Michigan in 2027?

Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Sewing Machine Operators in Michigan is $37,600, which is below the 2027 cliff of $63,840 for a single-person household. Your own income and household size decide the answer.

What is the benchmark premium in Michigan for 2027?

$595 a month for a 40-year-old, ranking 5 of 23 states published here. That is full price before any premium tax credit.

Where do these numbers come from?

Premiums come from the CMS Plan Year 2027 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on Michigan

This page compares states. For Michigan specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

← Embroidery Operators in all states · All trades · All occupations

How Michigan compares with every other state →

Want this worked out for your ZIP?

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2027 coverage for embroidery operators in Michigan: the enrollment window

Michigan has 7 carriers selling 2027 plans over 83 counties. The list is set county by county, so start with the carriers in yours.

The benchmark Silver plan — the one tax credits are measured against — costs $683 a month for a 40-year-old in the median Michigan county in 2027, a 11.4% rise.

Insurers in Michigan were approved for an average 14.5% increase for 2027; your own premium turns on the plan and the county.

Open Enrollment runs from November 1. December 15 is the date that matters: choose by then and cover starts January 1 in Michigan and every other state.

PPOs are sold in 72 of Michigan’s 83 counties for 2027. Whether yours has one decides how much out-of-network care a plan will pay toward.

Worth settling before December 15

The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.

Enter a ZIP and a licensed agent will tell you three things:

Whether your current plan and carrier are still selling in your county for 2027
What your income estimate should realistically be — the number your credit is calculated from
Whether the doctors you actually use are in the 2027 network, before you are locked in

Compare my 2027 options →

Embroidery Operators Health Insurance in Michigan