PlansByState

Embroidery Operators Health Insurance in Mississippi

Benchmark $662/mo · ranked 18 of 23 · median wage $38,690

Licensed Independent Agent · NPN #22052447 · 23 States

The benchmark premium for a 40-year-old in Mississippi is $662 a month for 2026, ranking 18 of 23 states published here. BLS reports a median annual wage of $38,690 for Sewing Machine Operators in Mississippi.

Wage benchmark and the 2027 subsidy cliff

$38,690median annual wage, Embroidery Operators in Mississippi
242%of the federal poverty level
$63,8402027 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.

This occupation is below the cliff in all 23 states reported.

Median annual wage by state, Sewing Machine Operators400% FPL — $63,840Nevada$40,550Wisconsin$38,940Mississippi$38,690Colorado$38,580South Dakota$38,120Michigan$37,600Utah$37,480Indiana$37,070Nebraska$36,370Illinois$35,540Ohio$35,400Maryland$35,390North Carolina$35,170Kansas$34,800South Carolina$34,640Georgia$33,710Virginia$33,280Oklahoma$32,250Tennessee$32,250Florida$31,340Arkansas$30,630Texas$30,480Alabama$30,140

What this figure is. It is the median annual wage BLS reports for Sewing Machine Operators (SOC 51-6031) in Mississippi. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed embroidery operator. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.

Sources
  1. U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
  2. U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 91 FR 1797, 15 January 2026. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-09-27. The 2026 guidelines govern premium tax credit eligibility for plan year 2027 coverage. The 2027 guidelines apply to 2028 coverage.
  3. Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 23 states

Benchmark premium and median wage for this occupation, ranked by premium.

#StateBenchmark @40Median wagevs cliff
1Maryland$414$35,390below
2Virginia$455$33,280below
3Indiana$474$37,070below
4Nevada$497$40,550below
5Ohio$513$35,400below
6Michigan$523$37,600below
7Colorado$557$38,580below
8South Carolina$564$34,640below
9Oklahoma$604$32,250below
10Wisconsin$611$38,940below
11Georgia$615$33,710below
12North Carolina$638$35,170below
13Utah$640$37,480below
14Alabama$645$30,140below
15Illinois$646$35,540below
16South Dakota$655$38,120below
17Texas$661$30,480below
18Mississippi$662$38,690below
19Kansas$670$34,800below
20Florida$683$31,340below
21Nebraska$710$36,370below
22Tennessee$711$32,250below
23Arkansas$774$30,630below

Questions

How much does an embroidery operator make in Mississippi?
The BLS median wage for Sewing Machine Operators in Mississippi is $38,690 a year (May 2024). Starting pay — the 10th percentile — is about $23,650. The middle half earn $30,070 to $42,260, and the top 10% more than $42,790. BLS counts about 2,620 people doing this work for an employer in Mississippi. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.
Does being a embroidery operator change what health insurance costs in Mississippi?
No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $662 a month applies regardless of trade.
Do embroidery operators qualify for a subsidy in Mississippi in 2026?
Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Sewing Machine Operators in Mississippi is $38,690, which is below the 2027 cliff of $63,840 for a single-person household. Your own income and household size decide the answer.
What is the benchmark premium in Mississippi for 2026?
$662 a month for a 40-year-old, ranking 18 of 23 states published here. That is full price before any premium tax credit.
Where do these numbers come from?
Premiums come from the CMS Plan Year 2026 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on Mississippi

This page compares states. For Mississippi specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

← Embroidery Operators in all states · All trades · All occupations

How Mississippi compares with every other state →

Want this worked out for your ZIP?

Put your ZIP code in and a licensed agent will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to a licensed agent — not a call center.

See what it costs where you live →

What Embroidery Operators in Mississippi should expect in 2027

The biggest change here is two carriers walking away. Cigna and Molina leave Mississippi’s individual market on January 1, 2027 — two of the 5 carriers writing in Mississippi today. Every embroidery operator on a Cigna or Molina plan is moving, and doing nothing just means the marketplace chooses the replacement.

Nobody can tell you your 2027 Mississippi premium yet. Filings nationally cluster around a 15% median increase, with the full spread running −1% to 54% — and until this state signs off, a specific local number is invention.

Mark November 1, 2026 to open and December 15 to act. That second date guarantees cover from January 1 in Mississippi regardless of how the current litigation over the enrollment window resolves.

One thing 2027 will not fix: no PPO is sold anywhere in Mississippi. All 82 counties offer EPO or HMO plans only, so care outside the network is effectively emergency-only. If your work as an embroidery operator crosses county lines, weigh that above the premium.

Get ahead of the November rush

If you are with Cigna or Molina, you already know you are changing plans — both are leaving. The only real question is whether you pick the replacement or the marketplace picks it for you, and that is a much easier decision made now than in the second week of December.

Enter a ZIP and a licensed agent will tell you three things:

Map my 2027 options →

See what you would really pay as one of Mississippi’s Embroidery Operators

The sticker price is rarely what Embroidery Operators in Mississippi end up paying. Start with a ZIP and a licensed agent will work out your actual number.

Takes about 30 seconds. No account, and you choose how you are reached.

“I run my own business and my time is valuable. Daniel handled everything — compared the private options, explained what I was actually getting, and had me covered fast. Way better experience than trying to navigate it myself.”
Mark T., client