PlansByState

Commercial Cleaners Health Insurance in Wisconsin

Benchmark $611/mo · ranked 10 of 21 · median wage $35,850

Licensed Independent Agent · NPN #22052447 · 23 States

The benchmark premium for a 40-year-old in Wisconsin is $611 a month for 2026, ranking 10 of 21 states published here. BLS reports a median annual wage of $35,850 for Janitors and Cleaners, Except Maids and Housekeeping Cleaners in Wisconsin.

Wage benchmark and the 2026 subsidy cliff

$35,850median annual wage, Commercial Cleaners in Wisconsin
229%of the federal poverty level
$62,6002026 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2026.

This occupation is below the cliff in all 21 states reported.

Median annual wage by state, Janitors and Cleaners, Except Maids and Housekeeping Cleaners400% FPL — $62,600Colorado$37,270Illinois$37,010Nevada$36,480Maryland$36,090Wisconsin$35,850Nebraska$35,820Indiana$35,240Michigan$35,000Ohio$34,710Virginia$33,970South Dakota$33,940Georgia$33,130Kansas$32,690North Carolina$32,630Florida$31,540Texas$31,230Oklahoma$30,590Utah$30,390South Carolina$29,560Arkansas$29,540Alabama$29,120

What this figure is. It is the median annual wage BLS reports for Janitors and Cleaners, Except Maids and Housekeeping Cleaners (SOC 37-2011) in Wisconsin. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed commercial cleaner. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.

Sources
  1. U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
  2. U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 90 FR 5917, 17 January 2025. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-08-03. The 2025 guidelines govern premium tax credit eligibility for plan year 2026 coverage. The 2026 guidelines apply to 2027 coverage.
  3. Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 21 states

Benchmark premium and median wage for this occupation, ranked by premium.

#StateBenchmark @40Median wagevs cliff
1Maryland$414$36,090below
2Virginia$455$33,970below
3Indiana$474$35,240below
4Nevada$497$36,480below
5Ohio$513$34,710below
6Michigan$523$35,000below
7Colorado$557$37,270below
8South Carolina$564$29,560below
9Oklahoma$604$30,590below
10Wisconsin$611$35,850below
11Georgia$615$33,130below
12North Carolina$638$32,630below
13Utah$640$30,390below
14Alabama$645$29,120below
15Illinois$646$37,010below
16South Dakota$655$33,940below
17Texas$661$31,230below
18Kansas$670$32,690below
19Florida$683$31,540below
20Nebraska$710$35,820below
21Arkansas$774$29,540below

Questions

Does being a commercial cleaner change what health insurance costs in Wisconsin?
No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $611 a month applies regardless of trade.
Do commercial cleaners qualify for a subsidy in Wisconsin in 2026?
Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Janitors and Cleaners, Except Maids and Housekeeping Cleaners in Wisconsin is $35,850, which is below the 2026 cliff of $62,600 for a single-person household. Your own income and household size decide the answer.
What is the benchmark premium in Wisconsin for 2026?
$611 a month for a 40-year-old, ranking 10 of 21 states published here. That is full price before any premium tax credit.
Where do these numbers come from?
Premiums come from the CMS Plan Year 2026 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on Wisconsin

This page compares states. For Wisconsin specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

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How Wisconsin compares with every other state →

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What Commercial Cleaners in Wisconsin should expect in 2027

Wisconsin has 12 carriers filing across 72 counties right now. That list is rebuilt every year, so what you can choose from in November may not match what you see today — and for a commercial cleaner buying your own cover, who stays matters more than the headline rate.

Nobody can tell you your 2027 Wisconsin premium yet. Filings nationally cluster around a 15% median increase, with the full spread running −1% to 54% — and until this state signs off, a specific local number is invention.

Mark November 1, 2026 to open and December 15 to act. That second date guarantees cover from January 1 in Wisconsin regardless of how the current litigation over the enrollment window resolves.

Check before renewing: PPOs are sold in 15 of Wisconsin’s 72 counties, not all. Whether yours has one decides how much out-of-network care is covered — usually a bigger question for Commercial Cleaners than the monthly figure.

A head start beats a scramble

Nothing about 2027 is urgent yet, which is exactly why it is worth ten minutes now. Come November you will be choosing between Wisconsin’s carriers under a deadline; today you can do it without one.

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Wisconsin Commercial Cleaners: your county sets the price, not your trade

Coverage for Commercial Cleaners is priced county by county across Wisconsin. Enter your ZIP and I will show you what is on the table.

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