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Commercial Cleaners Health Insurance in South Carolina

Benchmark $702/mo · ranked 10 of 23 · median wage $29,560

Licensed Independent Agent · NPN #22052447 · 23 States

The benchmark premium for a 40-year-old in South Carolina is $702 a month for 2027, ranking 10 of 23 states published here. BLS reports a median annual wage of $29,560 for Janitors and Cleaners, Except Maids and Housekeeping Cleaners in South Carolina.

Wage benchmark and the 2027 subsidy cliff

$29,560median annual wage, Commercial Cleaners in South Carolina
185%of the federal poverty level
$63,8402027 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.

This occupation is below the cliff in all 23 states reported.

Median annual wage by state, Janitors and Cleaners, Except Maids and Housekeeping Cleaners400% FPL — $63,840Colorado$37,270Illinois$37,010Nevada$36,480Maryland$36,090Wisconsin$35,850Nebraska$35,820Indiana$35,240Michigan$35,000Ohio$34,710Virginia$33,970South Dakota$33,940Georgia$33,130Kansas$32,690North Carolina$32,630Florida$31,540Texas$31,230Tennessee$31,220Oklahoma$30,590Utah$30,390South Carolina$29,560Arkansas$29,540Alabama$29,120Mississippi$27,610

What this figure is. It is the median annual wage BLS reports for Janitors and Cleaners, Except Maids and Housekeeping Cleaners (SOC 37-2011) in South Carolina. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed commercial cleaner. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.

Sources
  1. U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
  2. U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 91 FR 1797, 15 January 2026. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-09-27. The 2026 guidelines govern premium tax credit eligibility for plan year 2027 coverage. The 2027 guidelines apply to 2028 coverage.
  3. Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 23 states

Benchmark premium and median wage for this occupation, ranked by premium.

#StateBenchmark @40Median wagevs cliff
1Maryland$491$36,090below
2Indiana$537$35,240below
3Virginia$549$33,970below
4Nevada$565$36,480below
5Michigan$595$35,000below
6Ohio$603$34,710below
7Colorado$615$37,270below
8North Carolina$660$32,630below
9Oklahoma$686$30,590below
10South Carolina$702$29,560below
11South Dakota$704$33,940below
12Illinois$707$37,010below
13Alabama$712$29,120below
14Utah$716$30,390below
15Wisconsin$720$35,850below
16Georgia$733$33,130below
17Texas$737$31,230below
18Florida$738$31,540below
19Kansas$748$32,690below
20Arkansas$757$29,540below
21Nebraska$780$35,820below
22Tennessee$796$31,220below
23Mississippi$814$27,610below

Questions

How much does a commercial cleaner make in South Carolina?
The BLS median wage for Janitors and Cleaners, Except Maids and Housekeeping Cleaners in South Carolina is $29,560 a year (May 2024). Starting pay — the 10th percentile — is about $22,360. The middle half earn $26,590 to $35,780, and the top 10% more than $40,370. BLS counts about 32,560 people doing this work for an employer in South Carolina. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.
Does being a commercial cleaner change what health insurance costs in South Carolina?
No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $702 a month applies regardless of trade.
Do commercial cleaners qualify for a subsidy in South Carolina in 2027?
Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Janitors and Cleaners, Except Maids and Housekeeping Cleaners in South Carolina is $29,560, which is below the 2027 cliff of $63,840 for a single-person household. Your own income and household size decide the answer.
What is the benchmark premium in South Carolina for 2027?
$702 a month for a 40-year-old, ranking 10 of 23 states published here. That is full price before any premium tax credit.
Where do these numbers come from?
Premiums come from the CMS Plan Year 2027 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on South Carolina

This page compares states. For South Carolina specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

← Commercial Cleaners in all states · All trades · All occupations

How South Carolina compares with every other state →

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Open Enrollment 2027 for Commercial Cleaners in South Carolina

For 2027, 6 carriers sell marketplace plans across South Carolina’s 46 counties. Which of them sells in your county is what decides your options as a commercial cleaner.

Price, in one number: $689 a month for the median county’s benchmark Silver at 40 in 2027, up from $556 in 2026.

Insurers in South Carolina were approved for an average 22.1% increase for 2027; your own premium turns on the plan and the county.

Choose by December 15 and your plan starts January 1. HealthCare.gov stays open to January 15, but a plan picked after December 15 starts February 1.

No PPO is sold anywhere in South Carolina for 2027, so every plan limits care outside its network; check that your doctors are in it before you choose.

Choose before December 15

The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.

Enter a ZIP and a licensed agent will tell you three things:

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Health insurance for Commercial Cleaners in South Carolina, priced by your county

Most Commercial Cleaners here are buying their own coverage without an employer. One ZIP is all I need to show you what is available in your part of South Carolina.

Takes about 30 seconds. No account, and you choose how you are reached.

“I run my own business and my time is valuable. Daniel handled everything — compared the private options, explained what I was actually getting, and had me covered fast. Way better experience than trying to navigate it myself.”
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