Benchmark $655/mo · ranked 16 of 21 · median wage $33,940
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The benchmark premium for a 40-year-old in South Dakota is $655 a month for 2026, ranking 16 of 21 states published here. BLS reports a median annual wage of $33,940 for Janitors and Cleaners, Except Maids and Housekeeping Cleaners in South Dakota.
Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2026.
This occupation is below the cliff in all 21 states reported.
What this figure is. It is the median annual wage BLS reports for Janitors and Cleaners, Except Maids and Housekeeping Cleaners (SOC 37-2011) in South Dakota. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed commercial cleaner. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $414 | $36,090 | below |
| 2 | Virginia | $455 | $33,970 | below |
| 3 | Indiana | $474 | $35,240 | below |
| 4 | Nevada | $497 | $36,480 | below |
| 5 | Ohio | $513 | $34,710 | below |
| 6 | Michigan | $523 | $35,000 | below |
| 7 | Colorado | $557 | $37,270 | below |
| 8 | South Carolina | $564 | $29,560 | below |
| 9 | Oklahoma | $604 | $30,590 | below |
| 10 | Wisconsin | $611 | $35,850 | below |
| 11 | Georgia | $615 | $33,130 | below |
| 12 | North Carolina | $638 | $32,630 | below |
| 13 | Utah | $640 | $30,390 | below |
| 14 | Alabama | $645 | $29,120 | below |
| 15 | Illinois | $646 | $37,010 | below |
| 16 | South Dakota | $655 | $33,940 | below |
| 17 | Texas | $661 | $31,230 | below |
| 18 | Kansas | $670 | $32,690 | below |
| 19 | Florida | $683 | $31,540 | below |
| 20 | Nebraska | $710 | $35,820 | below |
| 21 | Arkansas | $774 | $29,540 | below |
This page compares states. For South Dakota specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
← Commercial Cleaners in all states · All trades · All occupations
Put your ZIP code in and I will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to me — not a call center.
The South Dakota market currently runs to 3 carriers over 66 counties. Carriers re-file every year, and for Commercial Cleaners the question that actually decides your renewal is which of them are still there in November.
On price the only honest number today is national: the Peterson-KFF read of 2027 filings puts the median proposed rise near 15%, spanning −1% to 54%. Final South Dakota rates are not approved, so any precise 2027 figure quoted for this state is guesswork.
Mark November 1, 2026 to open and December 15 to act. That second date guarantees cover from January 1 in South Dakota regardless of how the current litigation over the enrollment window resolves.
In your favour: PPOs are sold in all 66 South Dakota counties. That is the type most likely to pay toward out-of-network care, and worth defending at renewal if your work as a commercial cleaner takes you around.
Nothing about 2027 is urgent yet, which is exactly why it is worth ten minutes now. Come November you will be choosing between South Dakota’s carriers under a deadline; today you can do it without one.
Give me a ZIP and I will tell you three things:
Coverage for Commercial Cleaners is priced county by county across South Dakota. Enter your ZIP and I will show you what is on the table.