Commercial Cleaners Health Insurance in Kansas (2026)

The benchmark premium for a 40-year-old in Kansas is $670 a month for 2026, ranking 18 of 21 states published here. BLS reports a median annual wage of $32,690 for Janitors and Cleaners, Except Maids and Housekeeping Cleaners in Kansas.

Wage benchmark and the 2026 subsidy cliff

$32,690median annual wage, Commercial Cleaners in Kansas

209%of the federal poverty level

$62,6002026 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2026.

This occupation is below the cliff in all 21 states reported.

What this figure is. It is the median annual wage BLS reports for Janitors and Cleaners, Except Maids and Housekeeping Cleaners (SOC 37-2011) in Kansas. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed commercial cleaner. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.

Sources

U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 90 FR 5917, 17 January 2025. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-08-03. The 2025 guidelines govern premium tax credit eligibility for plan year 2026 coverage. The 2026 guidelines apply to 2027 coverage.
Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 21 states

Benchmark premium and median wage for this occupation, ranked by premium.

#	State	Benchmark @40	Median wage	vs cliff
1	Maryland	$414	$36,090	below
2	Virginia	$455	$33,970	below
3	Indiana	$474	$35,240	below
4	Nevada	$497	$36,480	below
5	Ohio	$513	$34,710	below
6	Michigan	$523	$35,000	below
7	Colorado	$557	$37,270	below
8	South Carolina	$564	$29,560	below
9	Oklahoma	$604	$30,590	below
10	Wisconsin	$611	$35,850	below
11	Georgia	$615	$33,130	below
12	North Carolina	$638	$32,630	below
13	Utah	$640	$30,390	below
14	Alabama	$645	$29,120	below
15	Illinois	$646	$37,010	below
16	South Dakota	$655	$33,940	below
17	Texas	$661	$31,230	below
18	Kansas	$670	$32,690	below
19	Florida	$683	$31,540	below
20	Nebraska	$710	$35,820	below
21	Arkansas	$774	$29,540	below

Questions

Does being a commercial cleaner change what health insurance costs in Kansas?

No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $670 a month applies regardless of trade.

Do commercial cleaners qualify for a subsidy in Kansas in 2026?

Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Janitors and Cleaners, Except Maids and Housekeeping Cleaners in Kansas is $32,690, which is below the 2026 cliff of $62,600 for a single-person household. Your own income and household size decide the answer.

What is the benchmark premium in Kansas for 2026?

$670 a month for a 40-year-old, ranking 18 of 21 states published here. That is full price before any premium tax credit.

Where do these numbers come from?

Premiums come from the CMS Plan Year 2026 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on Kansas

This page compares states. For Kansas specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County.

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