PlansByState

Residential Cleaners Health Insurance in Nebraska

Benchmark $780/mo · ranked 21 of 23 · median wage $31,440

Licensed Independent Agent · NPN #22052447 · 23 States

The benchmark premium for a 40-year-old in Nebraska is $780 a month for 2027, ranking 21 of 23 states published here. BLS reports a median annual wage of $31,440 for Maids and Housekeeping Cleaners in Nebraska.

Wage benchmark and the 2027 subsidy cliff

$31,440median annual wage, Residential Cleaners in Nebraska
197%of the federal poverty level
$63,8402027 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.

This occupation is below the cliff in all 23 states reported.

Median annual wage by state, Maids and Housekeeping Cleaners400% FPL — $63,840Nevada$44,920Colorado$37,240Illinois$35,600Utah$34,660Maryland$34,100Wisconsin$34,080Michigan$33,550Virginia$32,620Florida$31,830Nebraska$31,440Indiana$30,740North Carolina$30,380Tennessee$30,100Kansas$30,020Ohio$29,820Texas$29,500South Carolina$29,290South Dakota$28,950Georgia$28,760Oklahoma$27,410Arkansas$27,250Alabama$27,160Mississippi$24,460

What this figure is. It is the median annual wage BLS reports for Maids and Housekeeping Cleaners (SOC 37-2012) in Nebraska. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed residential cleaner. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.

Sources
  1. U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
  2. U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 91 FR 1797, 15 January 2026. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-09-27. The 2026 guidelines govern premium tax credit eligibility for plan year 2027 coverage. The 2027 guidelines apply to 2028 coverage.
  3. Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 23 states

Benchmark premium and median wage for this occupation, ranked by premium.

#StateBenchmark @40Median wagevs cliff
1Maryland$491$34,100below
2Indiana$537$30,740below
3Virginia$549$32,620below
4Nevada$565$44,920below
5Michigan$595$33,550below
6Ohio$603$29,820below
7Colorado$615$37,240below
8North Carolina$660$30,380below
9Oklahoma$686$27,410below
10South Carolina$702$29,290below
11South Dakota$704$28,950below
12Illinois$707$35,600below
13Alabama$712$27,160below
14Utah$716$34,660below
15Wisconsin$720$34,080below
16Georgia$733$28,760below
17Texas$737$29,500below
18Florida$738$31,830below
19Kansas$748$30,020below
20Arkansas$757$27,250below
21Nebraska$780$31,440below
22Tennessee$796$30,100below
23Mississippi$814$24,460below

Questions

How much does a residential cleaner make in Nebraska?
The BLS median wage for Maids and Housekeeping Cleaners in Nebraska is $31,440 a year (May 2024). Starting pay — the 10th percentile — is about $27,940. The middle half earn $29,350 to $35,410, and the top 10% more than $40,800. BLS counts about 6,440 people doing this work for an employer in Nebraska. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.
Does being a residential cleaner change what health insurance costs in Nebraska?
No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $780 a month applies regardless of trade.
Do residential cleaners qualify for a subsidy in Nebraska in 2027?
Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Maids and Housekeeping Cleaners in Nebraska is $31,440, which is below the 2027 cliff of $63,840 for a single-person household. Your own income and household size decide the answer.
What is the benchmark premium in Nebraska for 2027?
$780 a month for a 40-year-old, ranking 21 of 23 states published here. That is full price before any premium tax credit.
Where do these numbers come from?
Premiums come from the CMS Plan Year 2027 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on Nebraska

This page compares states. For Nebraska specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

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How Nebraska compares with every other state →

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Open Enrollment 2027 for Residential Cleaners in Nebraska

Nebraska has 5 carriers selling 2027 plans over 93 counties. The list is set county by county, so start with the carriers in yours.

In the median Nebraska county the benchmark Silver plan for a 40-year-old is $866 a month for 2027, up 10.3% on 2026, before any tax credit.

Open Enrollment runs from November 1. December 15 is the date that matters: choose by then and cover starts January 1 in Nebraska and every other state.

No PPO is sold anywhere in Nebraska for 2027, so every plan limits care outside its network; check that your doctors are in it before you choose.

Settle it before December 15

The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.

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Put in a Nebraska ZIP and see what Residential Cleaners are paying

There is no single Nebraska price. Enter your ZIP and a licensed agent will pull what is filed in your county, then work out what help you qualify for.

Takes about 30 seconds. No account, and you choose how you are reached.

“I run my own business and my time is valuable. Daniel handled everything — compared the private options, explained what I was actually getting, and had me covered fast. Way better experience than trying to navigate it myself.”
Mark T., client