Benchmark $683/mo · ranked 19 of 21 · median wage $31,830
Prefer to talk? Call (713) 575-9904
Licensed Independent Agent · NPN #22052447 · 23 States
The benchmark premium for a 40-year-old in Florida is $683 a month for 2026, ranking 19 of 21 states published here. BLS reports a median annual wage of $31,830 for Maids and Housekeeping Cleaners in Florida.
Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2026.
This occupation is below the cliff in all 21 states reported.
What this figure is. It is the median annual wage BLS reports for Maids and Housekeeping Cleaners (SOC 37-2012) in Florida. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed residential cleaner. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $414 | $34,100 | below |
| 2 | Virginia | $455 | $32,620 | below |
| 3 | Indiana | $474 | $30,740 | below |
| 4 | Nevada | $497 | $44,920 | below |
| 5 | Ohio | $513 | $29,820 | below |
| 6 | Michigan | $523 | $33,550 | below |
| 7 | Colorado | $557 | $37,240 | below |
| 8 | South Carolina | $564 | $29,290 | below |
| 9 | Oklahoma | $604 | $27,410 | below |
| 10 | Wisconsin | $611 | $34,080 | below |
| 11 | Georgia | $615 | $28,760 | below |
| 12 | North Carolina | $638 | $30,380 | below |
| 13 | Utah | $640 | $34,660 | below |
| 14 | Alabama | $645 | $27,160 | below |
| 15 | Illinois | $646 | $35,600 | below |
| 16 | South Dakota | $655 | $28,950 | below |
| 17 | Texas | $661 | $29,500 | below |
| 18 | Kansas | $670 | $30,020 | below |
| 19 | Florida | $683 | $31,830 | below |
| 20 | Nebraska | $710 | $31,440 | below |
| 21 | Arkansas | $774 | $27,250 | below |
This page compares states. For Florida specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
← Residential Cleaners in all states · All trades · All occupations
Put your ZIP code in and I will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to me — not a call center.
Florida loses a carrier this cycle: Cigna is out of the ACA individual market from January 1, 2027, leaving 14 filing here. For Residential Cleaners that is a forced decision, and a better one made in November than in January.
Rate filings for 2027 point to roughly a 15% median increase nationally, from −1% at one end to 54% at the other. Florida has not finalised, so treat exact local 2027 pricing as unavailable rather than unknown.
The window opens November 1, 2026, and December 15 is the date worth writing down — it is what secures January 1 cover in Florida and everywhere else. You will find later dates quoted; they stem from a 2025 rule that was vacated in June 2026 and is under appeal.
All 67 counties in Florida sell a PPO, which is unusual and useful. For a residential cleaner covering ground, it is the plan type that travels best.
You already know you are changing plans — Cigna is leaving. The only real question is whether you pick the replacement or the marketplace picks it for you, and that is a much easier decision made in August than in the second week of December.
Give me a ZIP and I will tell you three things:
Two Residential Cleaners on opposite sides of Florida can be quoted very different premiums for the same plan. Your ZIP is what decides it.