Benchmark $640/mo · ranked 13 of 21 · median wage $81,230
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The benchmark premium for a 40-year-old in Utah is $640 a month for 2026, ranking 13 of 21 states published here. BLS reports a median annual wage of $81,230 for Real Estate Brokers in Utah.
Above the cliff. At this income a single-person household receives no premium tax credit for 2026 and pays the full premium.
This occupation sits above the cliff in 10 of the 18 states reported and below it in the other 8, so the answer changes with the state.
What this figure is. It is the median annual wage BLS reports for Real Estate Brokers (SOC 41-9021) in Utah. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed real estate broker. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $414 | $82,500 | above |
| 2 | Virginia | $455 | $55,660 | below |
| 3 | Indiana | $474 | $76,330 | above |
| 4 | Nevada | $497 | $86,730 | above |
| 5 | Ohio | $513 | $45,850 | below |
| 6 | Michigan | $523 | $58,640 | below |
| 7 | Colorado | $557 | $79,400 | above |
| 8 | South Carolina | $564 | $54,300 | below |
| 9 | Oklahoma | $604 | — | — |
| 10 | Wisconsin | $611 | $63,690 | above |
| 11 | Georgia | $615 | — | — |
| 12 | North Carolina | $638 | $62,660 | above |
| 13 | Utah | $640 | $81,230 | above |
| 14 | Alabama | $645 | $62,000 | below |
| 15 | Illinois | $646 | $55,290 | below |
| 16 | South Dakota | $655 | — | — |
| 17 | Texas | $661 | $66,700 | above |
| 18 | Kansas | $670 | $40,930 | below |
| 19 | Florida | $683 | $63,440 | above |
| 20 | Nebraska | $710 | $47,170 | below |
| 21 | Arkansas | $774 | $63,890 | above |
This page compares states. For Utah specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
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Put your ZIP code in and I will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to me — not a call center.
Utah has 6 carriers filing across 29 counties right now. That list is rebuilt every year, so what you can choose from in November may not match what you see today — and for a real estate broker buying your own cover, who stays matters more than the headline rate.
Nobody can tell you your 2027 Utah premium yet. Filings nationally cluster around a 15% median increase, with the full spread running −1% to 54% — and until this state signs off, a specific local number is invention.
Enrollment opens November 1, 2026. Treat December 15 as the deadline: it guarantees January 1 cover on every marketplace, Utah included. Conflicting end dates get quoted because a 2025 rule shortened the window and a court vacated it in June 2026, appeal pending — enrol by the 15th and the argument is irrelevant to you.
There is still no PPO on the Utah marketplace — not in any of its 29 counties. Every plan is an HMO, EPO or POS, which for a real estate broker working across a wide area is the binding constraint, not price.
Because Utah sells no PPO in any of its 29 counties, the thing that will decide your 2027 experience is which network your providers sit in — and that is far easier to check now than during the rush.
Give me a ZIP and I will tell you three things:
There is no single Utah price. Enter your ZIP and I will pull what is filed in your county, then work out what help you qualify for.