Benchmark $774/mo · ranked 21 of 21 · median wage $63,890
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Licensed Independent Agent · NPN #22052447 · 23 States
The benchmark premium for a 40-year-old in Arkansas is $774 a month for 2026, ranking 21 of 21 states published here. BLS reports a median annual wage of $63,890 for Real Estate Brokers in Arkansas.
Above the cliff. At this income a single-person household receives no premium tax credit for 2026 and pays the full premium.
This occupation sits above the cliff in 10 of the 18 states reported and below it in the other 8, so the answer changes with the state.
What this figure is. It is the median annual wage BLS reports for Real Estate Brokers (SOC 41-9021) in Arkansas. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed real estate broker. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $414 | $82,500 | above |
| 2 | Virginia | $455 | $55,660 | below |
| 3 | Indiana | $474 | $76,330 | above |
| 4 | Nevada | $497 | $86,730 | above |
| 5 | Ohio | $513 | $45,850 | below |
| 6 | Michigan | $523 | $58,640 | below |
| 7 | Colorado | $557 | $79,400 | above |
| 8 | South Carolina | $564 | $54,300 | below |
| 9 | Oklahoma | $604 | — | — |
| 10 | Wisconsin | $611 | $63,690 | above |
| 11 | Georgia | $615 | — | — |
| 12 | North Carolina | $638 | $62,660 | above |
| 13 | Utah | $640 | $81,230 | above |
| 14 | Alabama | $645 | $62,000 | below |
| 15 | Illinois | $646 | $55,290 | below |
| 16 | South Dakota | $655 | — | — |
| 17 | Texas | $661 | $66,700 | above |
| 18 | Kansas | $670 | $40,930 | below |
| 19 | Florida | $683 | $63,440 | above |
| 20 | Nebraska | $710 | $47,170 | below |
| 21 | Arkansas | $774 | $63,890 | above |
This page compares states. For Arkansas specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
← Real Estate Brokers in all states · All trades · All occupations
Put your ZIP code in and I will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to me — not a call center.
Arkansas has 4 carriers filing across 75 counties right now. That list is rebuilt every year, so what you can choose from in November may not match what you see today — and for a real estate broker buying your own cover, who stays matters more than the headline rate.
Rate filings for 2027 point to roughly a 15% median increase nationally, from −1% at one end to 54% at the other. Arkansas has not finalised, so treat exact local 2027 pricing as unavailable rather than unknown.
Enrollment opens November 1, 2026. Treat December 15 as the deadline: it guarantees January 1 cover on every marketplace, Arkansas included. Conflicting end dates get quoted because a 2025 rule shortened the window and a court vacated it in June 2026, appeal pending — enrol by the 15th and the argument is irrelevant to you.
In your favour: PPOs are sold in all 75 Arkansas counties. That is the type most likely to pay toward out-of-network care, and worth defending at renewal if your work as a real estate broker takes you around.
Nothing about 2027 is urgent yet, which is exactly why it is worth ten minutes now. Come November you will be choosing between Arkansas’s carriers under a deadline; today you can do it without one.
Give me a ZIP and I will tell you three things:
Most Real Estate Brokers here are buying their own coverage without an employer. One ZIP is all I need to show you what is available in your part of Arkansas.