Pest Control Technicians Health Insurance in Tennessee (2026)

Q: How much does a pest control technician make in Tennessee?

The BLS median wage for Pest Control Workers in Tennessee is $43,870 a year (May 2024). Starting pay — the 10th percentile — is about $29,460. The middle half earn $36,720 to $47,830, and the top 10% more than $65,050. BLS counts about 2,930 people doing this work for an employer in Tennessee. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.

Wage benchmark and the 2027 subsidy cliff

$43,870median annual wage, Pest Control Technicians in Tennessee

275%of the federal poverty level

$63,8402027 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.

This occupation is below the cliff in all 23 states reported.

What this figure is. It is the median annual wage BLS reports for Pest Control Workers (SOC 37-2021) in Tennessee. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed pest control technician. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.

Sources

U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 91 FR 1797, 15 January 2026. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-09-27. The 2026 guidelines govern premium tax credit eligibility for plan year 2027 coverage. The 2027 guidelines apply to 2028 coverage.
Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 23 states

Benchmark premium and median wage for this occupation, ranked by premium.

#	State	Benchmark @40	Median wage	vs cliff
1	Maryland	$414	$43,790	below
2	Virginia	$455	$44,180	below
3	Indiana	$474	$47,130	below
4	Nevada	$497	$44,320	below
5	Ohio	$513	$43,420	below
6	Michigan	$523	$45,320	below
7	Colorado	$557	$50,450	below
8	South Carolina	$564	$37,960	below
9	Oklahoma	$604	$36,880	below
10	Wisconsin	$611	$48,370	below
11	Georgia	$615	$43,610	below
12	North Carolina	$638	$37,530	below
13	Utah	$640	$42,460	below
14	Alabama	$645	$40,020	below
15	Illinois	$646	$46,310	below
16	South Dakota	$655	$38,850	below
17	Texas	$661	$43,470	below
18	Mississippi	$662	$37,620	below
19	Kansas	$670	$45,370	below
20	Florida	$683	$45,790	below
21	Nebraska	$710	$37,090	below
22	Tennessee	$711	$43,870	below
23	Arkansas	$774	$37,240	below

Questions

How much does a pest control technician make in Tennessee?

The BLS median wage for Pest Control Workers in Tennessee is $43,870 a year (May 2024). Starting pay — the 10th percentile — is about $29,460. The middle half earn $36,720 to $47,830, and the top 10% more than $65,050. BLS counts about 2,930 people doing this work for an employer in Tennessee. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.

Does being a pest control technician change what health insurance costs in Tennessee?

No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $711 a month applies regardless of trade.

Do pest control technicians qualify for a subsidy in Tennessee in 2026?

Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Pest Control Workers in Tennessee is $43,870, which is below the 2027 cliff of $63,840 for a single-person household. Your own income and household size decide the answer.

What is the benchmark premium in Tennessee for 2026?

$711 a month for a 40-year-old, ranking 22 of 23 states published here. That is full price before any premium tax credit.

Where do these numbers come from?

Premiums come from the CMS Plan Year 2026 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on Tennessee

This page compares states. For Tennessee specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

← Pest Control Technicians in all states · All trades · All occupations

Want this worked out for your ZIP?

Put your ZIP code in and a licensed agent will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to a licensed agent — not a call center.

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Tennessee Pest Control Technicians: what 2027 actually changes

Tennessee loses a carrier this cycle: Cigna is out of the ACA individual market from January 1, 2027, leaving 5 filing here. For Pest Control Technicians that is a forced decision, and a better one made in November than in January.

Rate filings for 2027 point to roughly a 15% median increase nationally, from −1% at one end to 54% at the other. Tennessee has finalised: insurers were approved for an average 15.6% increase for 2027. Your own premium still turns on your plan and county.

The window opens November 1, 2026, and December 15 is the date worth writing down — it is what secures January 1 cover in Tennessee and everywhere else. You will find later dates quoted; they stem from a 2025 rule that was vacated in June 2026 and is under appeal.

There is still no PPO on the Tennessee marketplace — not in any of its 95 counties. Every plan is an EPO, which for a pest control technician working across a wide area is the binding constraint, not price.

Worth sorting before November

You already know you are changing plans — Cigna is leaving. The only real question is whether you pick the replacement or the marketplace picks it for you, and that is a much easier decision made now than in the second week of December.

Enter a ZIP and a licensed agent will tell you three things:

Whether your current plan and carrier are still writing in your county for 2027
What your income estimate should realistically be — the number your credit is calculated from, and the one pest control technicians most often get wrong
Whether the doctors you actually use are in the 2027 network, before you are locked in

Map my 2027 options →

Pest Control Technicians Health Insurance in Tennessee