PlansByState

Pest Control Technicians Health Insurance in North Carolina

Benchmark $638/mo · ranked 12 of 21 · median wage $37,530

Licensed Independent Agent · NPN #22052447 · 23 States

The benchmark premium for a 40-year-old in North Carolina is $638 a month for 2026, ranking 12 of 21 states published here. BLS reports a median annual wage of $37,530 for Pest Control Workers in North Carolina.

Wage benchmark and the 2026 subsidy cliff

$37,530median annual wage, Pest Control Technicians in North Carolina
240%of the federal poverty level
$62,6002026 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2026.

This occupation is below the cliff in all 21 states reported.

Median annual wage by state, Pest Control Workers400% FPL — $62,600Colorado$50,450Wisconsin$48,370Indiana$47,130Illinois$46,310Florida$45,790Kansas$45,370Michigan$45,320Nevada$44,320Virginia$44,180Maryland$43,790Georgia$43,610Texas$43,470Ohio$43,420Utah$42,460Alabama$40,020South Dakota$38,850South Carolina$37,960North Carolina$37,530Arkansas$37,240Nebraska$37,090Oklahoma$36,880

What this figure is. It is the median annual wage BLS reports for Pest Control Workers (SOC 37-2021) in North Carolina. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed pest control technician. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.

Sources
  1. U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
  2. U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 90 FR 5917, 17 January 2025. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-08-03. The 2025 guidelines govern premium tax credit eligibility for plan year 2026 coverage. The 2026 guidelines apply to 2027 coverage.
  3. Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 21 states

Benchmark premium and median wage for this occupation, ranked by premium.

#StateBenchmark @40Median wagevs cliff
1Maryland$414$43,790below
2Virginia$455$44,180below
3Indiana$474$47,130below
4Nevada$497$44,320below
5Ohio$513$43,420below
6Michigan$523$45,320below
7Colorado$557$50,450below
8South Carolina$564$37,960below
9Oklahoma$604$36,880below
10Wisconsin$611$48,370below
11Georgia$615$43,610below
12North Carolina$638$37,530below
13Utah$640$42,460below
14Alabama$645$40,020below
15Illinois$646$46,310below
16South Dakota$655$38,850below
17Texas$661$43,470below
18Kansas$670$45,370below
19Florida$683$45,790below
20Nebraska$710$37,090below
21Arkansas$774$37,240below

Questions

Does being a pest control technician change what health insurance costs in North Carolina?
No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $638 a month applies regardless of trade.
Do pest control technicians qualify for a subsidy in North Carolina in 2026?
Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Pest Control Workers in North Carolina is $37,530, which is below the 2026 cliff of $62,600 for a single-person household. Your own income and household size decide the answer.
What is the benchmark premium in North Carolina for 2026?
$638 a month for a 40-year-old, ranking 12 of 21 states published here. That is full price before any premium tax credit.
Where do these numbers come from?
Premiums come from the CMS Plan Year 2026 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on North Carolina

This page compares states. For North Carolina specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

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How North Carolina compares with every other state →

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What Pest Control Technicians in North Carolina should expect in 2027

The biggest change here is a carrier walking away. Cigna leaves the ACA individual market on January 1, 2027 — one of the 6 carriers writing in North Carolina today. Every a pest control technician on a Cigna plan is moving, and doing nothing just means the marketplace chooses the replacement.

Rate filings for 2027 point to roughly a 15% median increase nationally, from −1% at one end to 54% at the other. North Carolina has not finalised, so treat exact local 2027 pricing as unavailable rather than unknown.

Enrollment opens November 1, 2026. Treat December 15 as the deadline: it guarantees January 1 cover on every marketplace, North Carolina included. Conflicting end dates get quoted because a 2025 rule shortened the window and a court vacated it in June 2026, appeal pending — enrol by the 15th and the argument is irrelevant to you.

PPO availability is patchy here: 90 of 100 North Carolina counties. For Pest Control Technicians the county you are rated in, not the state, decides whether out-of-area care is paid for.

Worth sorting before November

You already know you are changing plans — Cigna is leaving. The only real question is whether you pick the replacement or the marketplace picks it for you, and that is a much easier decision made in August than in the second week of December.

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Put in a North Carolina ZIP and see what Pest Control Technicians are paying

Rates for Pest Control Technicians in North Carolina are set by county, not by occupation. Start with your ZIP and I will show you the plans actually filed where you live.

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