PlansByState

Pest Control Technicians Health Insurance in Michigan

Benchmark $523/mo · ranked 6 of 21 · median wage $45,320

Licensed Independent Agent · NPN #22052447 · 23 States

The benchmark premium for a 40-year-old in Michigan is $523 a month for 2026, ranking 6 of 21 states published here. BLS reports a median annual wage of $45,320 for Pest Control Workers in Michigan.

Wage benchmark and the 2026 subsidy cliff

$45,320median annual wage, Pest Control Technicians in Michigan
290%of the federal poverty level
$62,6002026 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2026.

This occupation is below the cliff in all 21 states reported.

Median annual wage by state, Pest Control Workers400% FPL — $62,600Colorado$50,450Wisconsin$48,370Indiana$47,130Illinois$46,310Florida$45,790Kansas$45,370Michigan$45,320Nevada$44,320Virginia$44,180Maryland$43,790Georgia$43,610Texas$43,470Ohio$43,420Utah$42,460Alabama$40,020South Dakota$38,850South Carolina$37,960North Carolina$37,530Arkansas$37,240Nebraska$37,090Oklahoma$36,880

What this figure is. It is the median annual wage BLS reports for Pest Control Workers (SOC 37-2021) in Michigan. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed pest control technician. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.

Sources
  1. U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
  2. U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 90 FR 5917, 17 January 2025. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-08-03. The 2025 guidelines govern premium tax credit eligibility for plan year 2026 coverage. The 2026 guidelines apply to 2027 coverage.
  3. Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 21 states

Benchmark premium and median wage for this occupation, ranked by premium.

#StateBenchmark @40Median wagevs cliff
1Maryland$414$43,790below
2Virginia$455$44,180below
3Indiana$474$47,130below
4Nevada$497$44,320below
5Ohio$513$43,420below
6Michigan$523$45,320below
7Colorado$557$50,450below
8South Carolina$564$37,960below
9Oklahoma$604$36,880below
10Wisconsin$611$48,370below
11Georgia$615$43,610below
12North Carolina$638$37,530below
13Utah$640$42,460below
14Alabama$645$40,020below
15Illinois$646$46,310below
16South Dakota$655$38,850below
17Texas$661$43,470below
18Kansas$670$45,370below
19Florida$683$45,790below
20Nebraska$710$37,090below
21Arkansas$774$37,240below

Questions

Does being a pest control technician change what health insurance costs in Michigan?
No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $523 a month applies regardless of trade.
Do pest control technicians qualify for a subsidy in Michigan in 2026?
Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Pest Control Workers in Michigan is $45,320, which is below the 2026 cliff of $62,600 for a single-person household. Your own income and household size decide the answer.
What is the benchmark premium in Michigan for 2026?
$523 a month for a 40-year-old, ranking 6 of 21 states published here. That is full price before any premium tax credit.
Where do these numbers come from?
Premiums come from the CMS Plan Year 2026 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on Michigan

This page compares states. For Michigan specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

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How Michigan compares with every other state →

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The 2027 picture for Pest Control Technicians in Michigan

The Michigan market currently runs to 7 carriers over 83 counties. Carriers re-file every year, and for Pest Control Technicians the question that actually decides your renewal is which of them are still there in November.

Nobody can tell you your 2027 Michigan premium yet. Filings nationally cluster around a 15% median increase, with the full spread running −1% to 54% — and until this state signs off, a specific local number is invention.

The window opens November 1, 2026, and December 15 is the date worth writing down — it is what secures January 1 cover in Michigan and everywhere else. You will find later dates quoted; they stem from a 2025 rule that was vacated in June 2026 and is under appeal.

In your favour: PPOs are sold in all 83 Michigan counties. That is the type most likely to pay toward out-of-network care, and worth defending at renewal if your work as a pest control technician takes you around.

Get a head start on 2027

Nothing about 2027 is urgent yet, which is exactly why it is worth ten minutes now. Come November you will be choosing between Michigan’s carriers under a deadline; today you can do it without one.

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Michigan Pest Control Technicians: your county sets the price, not your trade

The sticker price is rarely what Pest Control Technicians in Michigan end up paying. Start with a ZIP and I will work out your actual number.

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