Benchmark $720/mo · ranked 15 of 23 · median wage $79,440
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The benchmark premium for a 40-year-old in Wisconsin is $720 a month for 2027, ranking 15 of 23 states published here. BLS reports a median annual wage of $79,440 for Paving, Surfacing, and Tamping Equipment Operators in Wisconsin.
Above the cliff. At this income a single-person household receives no premium tax credit for 2027 and pays the full premium.
This occupation sits above the cliff in 2 of the 23 states reported and below it in the other 21, so the answer changes with the state.
What this figure is. It is the median annual wage BLS reports for Paving, Surfacing, and Tamping Equipment Operators (SOC 47-2071) in Wisconsin. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed paving contractor. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $491 | $58,720 | below |
| 2 | Indiana | $537 | $56,960 | below |
| 3 | Virginia | $549 | $46,850 | below |
| 4 | Nevada | $565 | $60,680 | below |
| 5 | Michigan | $595 | $54,690 | below |
| 6 | Ohio | $603 | $61,290 | below |
| 7 | Colorado | $615 | $53,430 | below |
| 8 | North Carolina | $660 | $47,620 | below |
| 9 | Oklahoma | $686 | $47,230 | below |
| 10 | South Carolina | $702 | $45,290 | below |
| 11 | South Dakota | $704 | $57,610 | below |
| 12 | Illinois | $707 | $66,130 | above |
| 13 | Alabama | $712 | $39,000 | below |
| 14 | Utah | $716 | $47,890 | below |
| 15 | Wisconsin | $720 | $79,440 | above |
| 16 | Georgia | $733 | $44,600 | below |
| 17 | Texas | $737 | $46,810 | below |
| 18 | Florida | $738 | $44,810 | below |
| 19 | Kansas | $748 | $53,540 | below |
| 20 | Arkansas | $757 | $40,860 | below |
| 21 | Nebraska | $780 | $48,900 | below |
| 22 | Tennessee | $796 | $48,690 | below |
| 23 | Mississippi | $814 | $38,490 | below |
This page compares states. For Wisconsin specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
← Paving Contractors in all states · All trades · All occupations
Put your ZIP code in and a licensed agent will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to a licensed agent — not a call center.
Wisconsin has 12 carriers selling 2027 plans over 72 counties. The list is set county by county, so start with the carriers in yours.
The benchmark Silver plan — the one tax credits are measured against — costs $748 a month for a 40-year-old in the median Wisconsin county in 2027, a 18.5% rise.
Insurers in Wisconsin were approved for an average 21.7% increase for 2027; your own premium turns on the plan and the county.
Open Enrollment runs from November 1. December 15 is the date that matters: choose by then and cover starts January 1 in Wisconsin and every other state.
PPOs are sold in 15 of Wisconsin’s 72 counties for 2027. Whether yours has one decides how much out-of-network care a plan will pay toward.
The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.
Enter a ZIP and a licensed agent will tell you three things:
Two Paving Contractors on opposite sides of Wisconsin can be quoted very different premiums for the same plan. Your ZIP is what decides it.
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