Benchmark $640/mo · ranked 13 of 21 · median wage $47,890
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The benchmark premium for a 40-year-old in Utah is $640 a month for 2026, ranking 13 of 21 states published here. BLS reports a median annual wage of $47,890 for Paving, Surfacing, and Tamping Equipment Operators in Utah.
Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2026.
This occupation sits above the cliff in 2 of the 21 states reported and below it in the other 19, so the answer changes with the state.
What this figure is. It is the median annual wage BLS reports for Paving, Surfacing, and Tamping Equipment Operators (SOC 47-2071) in Utah. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed paving contractor. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $414 | $58,720 | below |
| 2 | Virginia | $455 | $46,850 | below |
| 3 | Indiana | $474 | $56,960 | below |
| 4 | Nevada | $497 | $60,680 | below |
| 5 | Ohio | $513 | $61,290 | below |
| 6 | Michigan | $523 | $54,690 | below |
| 7 | Colorado | $557 | $53,430 | below |
| 8 | South Carolina | $564 | $45,290 | below |
| 9 | Oklahoma | $604 | $47,230 | below |
| 10 | Wisconsin | $611 | $79,440 | above |
| 11 | Georgia | $615 | $44,600 | below |
| 12 | North Carolina | $638 | $47,620 | below |
| 13 | Utah | $640 | $47,890 | below |
| 14 | Alabama | $645 | $39,000 | below |
| 15 | Illinois | $646 | $66,130 | above |
| 16 | South Dakota | $655 | $57,610 | below |
| 17 | Texas | $661 | $46,810 | below |
| 18 | Kansas | $670 | $53,540 | below |
| 19 | Florida | $683 | $44,810 | below |
| 20 | Nebraska | $710 | $48,900 | below |
| 21 | Arkansas | $774 | $40,860 | below |
This page compares states. For Utah specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
← Paving Contractors in all states · All trades · All occupations
Put your ZIP code in and I will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to me — not a call center.
The Utah market currently runs to 6 carriers over 29 counties. Carriers re-file every year, and for Paving Contractors the question that actually decides your renewal is which of them are still there in November.
Nobody can tell you your 2027 Utah premium yet. Filings nationally cluster around a 15% median increase, with the full spread running −1% to 54% — and until this state signs off, a specific local number is invention.
Mark November 1, 2026 to open and December 15 to act. That second date guarantees cover from January 1 in Utah regardless of how the current litigation over the enrollment window resolves.
There is still no PPO on the Utah marketplace — not in any of its 29 counties. Every plan is an HMO, EPO or POS, which for a paving contractor working across a wide area is the binding constraint, not price.
Because Utah sells no PPO in any of its 29 counties, the thing that will decide your 2027 experience is which network your providers sit in — and that is far easier to check now than during the rush.
Give me a ZIP and I will tell you three things:
Coverage for Paving Contractors is priced county by county across Utah. Enter your ZIP and I will show you what is on the table.