Benchmark $707/mo · ranked 12 of 23 · median wage $66,130
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The benchmark premium for a 40-year-old in Illinois is $707 a month for 2027, ranking 12 of 23 states published here. BLS reports a median annual wage of $66,130 for Paving, Surfacing, and Tamping Equipment Operators in Illinois.
Above the cliff. At this income a single-person household receives no premium tax credit for 2027 and pays the full premium.
This occupation sits above the cliff in 2 of the 23 states reported and below it in the other 21, so the answer changes with the state.
What this figure is. It is the median annual wage BLS reports for Paving, Surfacing, and Tamping Equipment Operators (SOC 47-2071) in Illinois. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed paving contractor. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $491 | $58,720 | below |
| 2 | Indiana | $537 | $56,960 | below |
| 3 | Virginia | $549 | $46,850 | below |
| 4 | Nevada | $565 | $60,680 | below |
| 5 | Michigan | $595 | $54,690 | below |
| 6 | Ohio | $603 | $61,290 | below |
| 7 | Colorado | $615 | $53,430 | below |
| 8 | North Carolina | $660 | $47,620 | below |
| 9 | Oklahoma | $686 | $47,230 | below |
| 10 | South Carolina | $702 | $45,290 | below |
| 11 | South Dakota | $704 | $57,610 | below |
| 12 | Illinois | $707 | $66,130 | above |
| 13 | Alabama | $712 | $39,000 | below |
| 14 | Utah | $716 | $47,890 | below |
| 15 | Wisconsin | $720 | $79,440 | above |
| 16 | Georgia | $733 | $44,600 | below |
| 17 | Texas | $737 | $46,810 | below |
| 18 | Florida | $738 | $44,810 | below |
| 19 | Kansas | $748 | $53,540 | below |
| 20 | Arkansas | $757 | $40,860 | below |
| 21 | Nebraska | $780 | $48,900 | below |
| 22 | Tennessee | $796 | $48,690 | below |
| 23 | Mississippi | $814 | $38,490 | below |
This page compares states. For Illinois specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
← Paving Contractors in all states · All trades · All occupations
Put your ZIP code in and a licensed agent will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to a licensed agent — not a call center.
Illinois runs its own marketplace, Get Covered Illinois, so 2027 plans and prices are published there rather than in the federal files. Open Enrollment runs from November 1.
Open Enrollment runs from November 1. December 15 is the date that matters: choose by then and cover starts January 1 in Illinois and every other state.
The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.
Enter a ZIP and a licensed agent will tell you three things:
The sticker price is rarely what Paving Contractors in Illinois end up paying. Start with a ZIP and a licensed agent will work out your actual number.
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