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Junk Removal Contractors Health Insurance in South Dakota

Benchmark $704/mo · ranked 11 of 23 · median wage $33,030

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The benchmark premium for a 40-year-old in South Dakota is $704 a month for 2027, ranking 11 of 23 states published here. BLS reports a median annual wage of $33,030 for Refuse and Recyclable Material Collectors in South Dakota.

Wage benchmark and the 2027 subsidy cliff

$33,030median annual wage, Junk Removal Contractors in South Dakota
207%of the federal poverty level
$63,8402027 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.

This occupation sits above the cliff in 1 of the 23 states reported and below it in the other 22, so the answer changes with the state.

Median annual wage by state, Refuse and Recyclable Material Collectors400% FPL — $63,840Nevada$65,440Illinois$61,880Colorado$60,610Wisconsin$60,390Michigan$59,290Indiana$59,260Utah$50,720Ohio$48,730Nebraska$47,490Florida$46,890Virginia$46,080Texas$45,710Georgia$43,000Kansas$42,540North Carolina$40,500Maryland$40,080Alabama$39,850Tennessee$38,570South Carolina$37,380Oklahoma$36,850Arkansas$36,640Mississippi$36,070South Dakota$33,030

What this figure is. It is the median annual wage BLS reports for Refuse and Recyclable Material Collectors (SOC 53-7081) in South Dakota. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed junk removal contractor. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.

Sources
  1. U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
  2. U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 91 FR 1797, 15 January 2026. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-09-27. The 2026 guidelines govern premium tax credit eligibility for plan year 2027 coverage. The 2027 guidelines apply to 2028 coverage.
  3. Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 23 states

Benchmark premium and median wage for this occupation, ranked by premium.

#StateBenchmark @40Median wagevs cliff
1Maryland$491$40,080below
2Indiana$537$59,260below
3Virginia$549$46,080below
4Nevada$565$65,440above
5Michigan$595$59,290below
6Ohio$603$48,730below
7Colorado$615$60,610below
8North Carolina$660$40,500below
9Oklahoma$686$36,850below
10South Carolina$702$37,380below
11South Dakota$704$33,030below
12Illinois$707$61,880below
13Alabama$712$39,850below
14Utah$716$50,720below
15Wisconsin$720$60,390below
16Georgia$733$43,000below
17Texas$737$45,710below
18Florida$738$46,890below
19Kansas$748$42,540below
20Arkansas$757$36,640below
21Nebraska$780$47,490below
22Tennessee$796$38,570below
23Mississippi$814$36,070below

Questions

How much does a junk removal contractor make in South Dakota?
The BLS median wage for Refuse and Recyclable Material Collectors in South Dakota is $33,030 a year (May 2024). Starting pay — the 10th percentile — is about $27,830. The middle half earn $29,800 to $38,500, and the top 10% more than $46,590. BLS counts about 360 people doing this work for an employer in South Dakota. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.
Does being a junk removal contractor change what health insurance costs in South Dakota?
No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $704 a month applies regardless of trade.
Do junk removal contractors qualify for a subsidy in South Dakota in 2027?
Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Refuse and Recyclable Material Collectors in South Dakota is $33,030, which is below the 2027 cliff of $63,840 for a single-person household. Your own income and household size decide the answer.
What is the benchmark premium in South Dakota for 2027?
$704 a month for a 40-year-old, ranking 11 of 23 states published here. That is full price before any premium tax credit.
Where do these numbers come from?
Premiums come from the CMS Plan Year 2027 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on South Dakota

This page compares states. For South Dakota specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

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How South Dakota compares with every other state →

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2027 coverage for junk removal contractors in South Dakota: the enrollment window

For 2027, 3 carriers sell marketplace plans across South Dakota’s 66 counties. Which of them sells in your county is what decides your options as a junk removal contractor.

Price, in one number: $773 a month for the median county’s benchmark Silver at 40 in 2027, up from $709 in 2026.

Open Enrollment runs from November 1. December 15 is the date that matters: choose by then and cover starts January 1 in South Dakota and every other state.

PPOs are sold in all 66 South Dakota counties for 2027 — the plan type most likely to pay toward care out of network, which matters if your work takes you around.

Settle it before December 15

The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.

Enter a ZIP and a licensed agent will tell you three things:

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South Dakota Junk Removal Contractors: your county sets the price, not your trade

Most Junk Removal Contractors here are buying their own coverage without an employer. One ZIP is all I need to show you what is available in your part of South Dakota.

Takes about 30 seconds. No account, and you choose how you are reached.

“I run my own business and my time is valuable. Daniel handled everything — compared the private options, explained what I was actually getting, and had me covered fast. Way better experience than trying to navigate it myself.”
Mark T., client