Benchmark $491/mo · ranked 1 of 23 · median wage $40,080
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The benchmark premium for a 40-year-old in Maryland is $491 a month for 2027, ranking 1 of 23 states published here. BLS reports a median annual wage of $40,080 for Refuse and Recyclable Material Collectors in Maryland.
Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.
This occupation sits above the cliff in 1 of the 23 states reported and below it in the other 22, so the answer changes with the state.
What this figure is. It is the median annual wage BLS reports for Refuse and Recyclable Material Collectors (SOC 53-7081) in Maryland. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed junk removal contractor. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $491 | $40,080 | below |
| 2 | Indiana | $537 | $59,260 | below |
| 3 | Virginia | $549 | $46,080 | below |
| 4 | Nevada | $565 | $65,440 | above |
| 5 | Michigan | $595 | $59,290 | below |
| 6 | Ohio | $603 | $48,730 | below |
| 7 | Colorado | $615 | $60,610 | below |
| 8 | North Carolina | $660 | $40,500 | below |
| 9 | Oklahoma | $686 | $36,850 | below |
| 10 | South Carolina | $702 | $37,380 | below |
| 11 | South Dakota | $704 | $33,030 | below |
| 12 | Illinois | $707 | $61,880 | below |
| 13 | Alabama | $712 | $39,850 | below |
| 14 | Utah | $716 | $50,720 | below |
| 15 | Wisconsin | $720 | $60,390 | below |
| 16 | Georgia | $733 | $43,000 | below |
| 17 | Texas | $737 | $45,710 | below |
| 18 | Florida | $738 | $46,890 | below |
| 19 | Kansas | $748 | $42,540 | below |
| 20 | Arkansas | $757 | $36,640 | below |
| 21 | Nebraska | $780 | $47,490 | below |
| 22 | Tennessee | $796 | $38,570 | below |
| 23 | Mississippi | $814 | $36,070 | below |
This page compares states. For Maryland specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
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Maryland is a state-run marketplace state: Maryland Health Connection publishes the 2027 plans, and the enrollment window runs from November 1.
Insurers in Maryland were approved for an average 14.6% increase for 2027; your own premium turns on the plan and the county.
The window runs from November 1, and December 15 is the deadline for coverage that starts January 1 — in Maryland and on every marketplace.
The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.
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There is no single Maryland price. Enter your ZIP and a licensed agent will pull what is filed in your county, then work out what help you qualify for.
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