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Junk Removal Contractors Health Insurance in Ohio

Benchmark $603/mo · ranked 6 of 23 · median wage $48,730

Licensed Independent Agent · NPN #22052447 · 23 States

The benchmark premium for a 40-year-old in Ohio is $603 a month for 2027, ranking 6 of 23 states published here. BLS reports a median annual wage of $48,730 for Refuse and Recyclable Material Collectors in Ohio.

Wage benchmark and the 2027 subsidy cliff

$48,730median annual wage, Junk Removal Contractors in Ohio
305%of the federal poverty level
$63,8402027 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.

This occupation sits above the cliff in 1 of the 23 states reported and below it in the other 22, so the answer changes with the state.

Median annual wage by state, Refuse and Recyclable Material Collectors400% FPL — $63,840Nevada$65,440Illinois$61,880Colorado$60,610Wisconsin$60,390Michigan$59,290Indiana$59,260Utah$50,720Ohio$48,730Nebraska$47,490Florida$46,890Virginia$46,080Texas$45,710Georgia$43,000Kansas$42,540North Carolina$40,500Maryland$40,080Alabama$39,850Tennessee$38,570South Carolina$37,380Oklahoma$36,850Arkansas$36,640Mississippi$36,070South Dakota$33,030

What this figure is. It is the median annual wage BLS reports for Refuse and Recyclable Material Collectors (SOC 53-7081) in Ohio. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed junk removal contractor. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.

Sources
  1. U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
  2. U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 91 FR 1797, 15 January 2026. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-09-27. The 2026 guidelines govern premium tax credit eligibility for plan year 2027 coverage. The 2027 guidelines apply to 2028 coverage.
  3. Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 23 states

Benchmark premium and median wage for this occupation, ranked by premium.

#StateBenchmark @40Median wagevs cliff
1Maryland$491$40,080below
2Indiana$537$59,260below
3Virginia$549$46,080below
4Nevada$565$65,440above
5Michigan$595$59,290below
6Ohio$603$48,730below
7Colorado$615$60,610below
8North Carolina$660$40,500below
9Oklahoma$686$36,850below
10South Carolina$702$37,380below
11South Dakota$704$33,030below
12Illinois$707$61,880below
13Alabama$712$39,850below
14Utah$716$50,720below
15Wisconsin$720$60,390below
16Georgia$733$43,000below
17Texas$737$45,710below
18Florida$738$46,890below
19Kansas$748$42,540below
20Arkansas$757$36,640below
21Nebraska$780$47,490below
22Tennessee$796$38,570below
23Mississippi$814$36,070below

Questions

How much does a junk removal contractor make in Ohio?
The BLS median wage for Refuse and Recyclable Material Collectors in Ohio is $48,730 a year (May 2024). Starting pay — the 10th percentile — is about $32,270. The middle half earn $40,620 to $58,570, and the top 10% more than $62,880. BLS counts about 5,000 people doing this work for an employer in Ohio. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.
Does being a junk removal contractor change what health insurance costs in Ohio?
No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $603 a month applies regardless of trade.
Do junk removal contractors qualify for a subsidy in Ohio in 2027?
Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Refuse and Recyclable Material Collectors in Ohio is $48,730, which is below the 2027 cliff of $63,840 for a single-person household. Your own income and household size decide the answer.
What is the benchmark premium in Ohio for 2027?
$603 a month for a 40-year-old, ranking 6 of 23 states published here. That is full price before any premium tax credit.
Where do these numbers come from?
Premiums come from the CMS Plan Year 2027 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on Ohio

This page compares states. For Ohio specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

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How Ohio compares with every other state →

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Junk Removal Contractors in Ohio: choosing a 2027 plan

For 2027, 9 carriers sell marketplace plans across Ohio’s 88 counties, down from 11 in 2026. Which of them sells in your county is what decides your options as a junk removal contractor.

Price, in one number: $627 a month for the median county’s benchmark Silver at 40 in 2027, up from $536 in 2026.

Open Enrollment runs from November 1. December 15 is the date that matters: choose by then and cover starts January 1 in Ohio and every other state.

No PPO is sold anywhere in Ohio for 2027, so every plan limits care outside its network; check that your doctors are in it before you choose.

Settle it before December 15

The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.

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Health insurance for Junk Removal Contractors in Ohio, priced by your county

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“I run my own business and my time is valuable. Daniel handled everything — compared the private options, explained what I was actually getting, and had me covered fast. Way better experience than trying to navigate it myself.”
Mark T., client