Benchmark $565/mo · ranked 4 of 23 · median wage $76,560
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The benchmark premium for a 40-year-old in Nevada is $565 a month for 2027, ranking 4 of 23 states published here. BLS reports a median annual wage of $76,560 for Construction and Building Inspectors in Nevada.
Above the cliff. At this income a single-person household receives no premium tax credit for 2027 and pays the full premium.
This occupation sits above the cliff in 13 of the 23 states reported and below it in the other 10, so the answer changes with the state.
What this figure is. It is the median annual wage BLS reports for Construction and Building Inspectors (SOC 47-4011) in Nevada. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed home inspector. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $491 | $71,990 | above |
| 2 | Indiana | $537 | $63,750 | below |
| 3 | Virginia | $549 | $69,960 | above |
| 4 | Nevada | $565 | $76,560 | above |
| 5 | Michigan | $595 | $69,890 | above |
| 6 | Ohio | $603 | $70,890 | above |
| 7 | Colorado | $615 | $78,940 | above |
| 8 | North Carolina | $660 | $65,830 | above |
| 9 | Oklahoma | $686 | $58,810 | below |
| 10 | South Carolina | $702 | $60,050 | below |
| 11 | South Dakota | $704 | $63,320 | below |
| 12 | Illinois | $707 | $73,050 | above |
| 13 | Alabama | $712 | $61,500 | below |
| 14 | Utah | $716 | $71,040 | above |
| 15 | Wisconsin | $720 | $70,700 | above |
| 16 | Georgia | $733 | $64,290 | above |
| 17 | Texas | $737 | $62,110 | below |
| 18 | Florida | $738 | $65,340 | above |
| 19 | Kansas | $748 | $61,850 | below |
| 20 | Arkansas | $757 | $52,970 | below |
| 21 | Nebraska | $780 | $70,730 | above |
| 22 | Tennessee | $796 | $59,850 | below |
| 23 | Mississippi | $814 | $49,750 | below |
This page compares states. For Nevada specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
← Home Inspectors in all states · All trades · All occupations
Put your ZIP code in and a licensed agent will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to a licensed agent — not a call center.
Plans for 2027 in Nevada are sold through the state’s own marketplace, Nevada Health Link, and Open Enrollment there runs from November 1.
Insurers in Nevada were approved for an average 17.0% increase for 2027; your own premium turns on the plan and the county.
Choose by December 15 and your plan starts January 1. Nevada Health Link sets its own closing date, so do not plan around a later one.
The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.
Enter a ZIP and a licensed agent will tell you three things:
Coverage for Home Inspectors is priced county by county across Nevada. Enter your ZIP and a licensed agent will show you what is on the table.
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