Benchmark $702/mo · ranked 10 of 23 · median wage $60,050
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The benchmark premium for a 40-year-old in South Carolina is $702 a month for 2027, ranking 10 of 23 states published here. BLS reports a median annual wage of $60,050 for Construction and Building Inspectors in South Carolina.
Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.
This occupation sits above the cliff in 13 of the 23 states reported and below it in the other 10, so the answer changes with the state.
What this figure is. It is the median annual wage BLS reports for Construction and Building Inspectors (SOC 47-4011) in South Carolina. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed home inspector. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $491 | $71,990 | above |
| 2 | Indiana | $537 | $63,750 | below |
| 3 | Virginia | $549 | $69,960 | above |
| 4 | Nevada | $565 | $76,560 | above |
| 5 | Michigan | $595 | $69,890 | above |
| 6 | Ohio | $603 | $70,890 | above |
| 7 | Colorado | $615 | $78,940 | above |
| 8 | North Carolina | $660 | $65,830 | above |
| 9 | Oklahoma | $686 | $58,810 | below |
| 10 | South Carolina | $702 | $60,050 | below |
| 11 | South Dakota | $704 | $63,320 | below |
| 12 | Illinois | $707 | $73,050 | above |
| 13 | Alabama | $712 | $61,500 | below |
| 14 | Utah | $716 | $71,040 | above |
| 15 | Wisconsin | $720 | $70,700 | above |
| 16 | Georgia | $733 | $64,290 | above |
| 17 | Texas | $737 | $62,110 | below |
| 18 | Florida | $738 | $65,340 | above |
| 19 | Kansas | $748 | $61,850 | below |
| 20 | Arkansas | $757 | $52,970 | below |
| 21 | Nebraska | $780 | $70,730 | above |
| 22 | Tennessee | $796 | $59,850 | below |
| 23 | Mississippi | $814 | $49,750 | below |
This page compares states. For South Carolina specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
← Home Inspectors in all states · All trades · All occupations
Put your ZIP code in and a licensed agent will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to a licensed agent — not a call center.
The 2027 plans are posted: 6 carriers across 46 South Carolina counties. Carriers file county by county, so the statewide count only tells you so much.
The benchmark Silver plan — the one tax credits are measured against — costs $689 a month for a 40-year-old in the median South Carolina county in 2027, a 23.9% rise.
Open Enrollment runs from November 1. December 15 is the date that matters: choose by then and cover starts January 1 in South Carolina and every other state.
No PPO is sold anywhere in South Carolina for 2027, so every plan limits care outside its network; check that your doctors are in it before you choose.
The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.
Enter a ZIP and a licensed agent will tell you three things:
Two Home Inspectors on opposite sides of South Carolina can be quoted very different premiums for the same plan. Your ZIP is what decides it.
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