Concrete Contractors Health Insurance in South Dakota (2027)

Q: How much does a concrete contractor make in South Dakota?

The BLS median wage for Cement Masons and Concrete Finishers in South Dakota is $45,150 a year (May 2024). Starting pay — the 10th percentile — is about $36,100. The middle half earn $38,330 to $53,780, and the top 10% more than $62,000. BLS counts about 2,270 people doing this work for an employer in South Dakota. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.

Wage benchmark and the 2027 subsidy cliff

$45,150median annual wage, Concrete Contractors in South Dakota

283%of the federal poverty level

$63,8402027 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.

This occupation sits above the cliff in 1 of the 23 states reported and below it in the other 22, so the answer changes with the state.

What this figure is. It is the median annual wage BLS reports for Cement Masons and Concrete Finishers (SOC 47-2051) in South Dakota. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed concrete contractor. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.

Sources

U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 91 FR 1797, 15 January 2026. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-09-27. The 2026 guidelines govern premium tax credit eligibility for plan year 2027 coverage. The 2027 guidelines apply to 2028 coverage.
Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 23 states

Benchmark premium and median wage for this occupation, ranked by premium.

#	State	Benchmark @40	Median wage	vs cliff
1	Maryland	$491	$49,390	below
2	Indiana	$537	$59,280	below
3	Virginia	$549	$48,510	below
4	Nevada	$565	$60,560	below
5	Michigan	$595	$59,170	below
6	Ohio	$603	$62,050	below
7	Colorado	$615	$60,710	below
8	North Carolina	$660	$47,370	below
9	Oklahoma	$686	$46,940	below
10	South Carolina	$702	$47,430	below
11	South Dakota	$704	$45,150	below
12	Illinois	$707	$77,450	above
13	Alabama	$712	$43,740	below
14	Utah	$716	$55,540	below
15	Wisconsin	$720	$63,490	below
16	Georgia	$733	$47,230	below
17	Texas	$737	$46,730	below
18	Florida	$738	$46,460	below
19	Kansas	$748	$50,640	below
20	Arkansas	$757	$46,020	below
21	Nebraska	$780	$48,070	below
22	Tennessee	$796	$46,460	below
23	Mississippi	$814	$44,460	below

Questions

How much does a concrete contractor make in South Dakota?

The BLS median wage for Cement Masons and Concrete Finishers in South Dakota is $45,150 a year (May 2024). Starting pay — the 10th percentile — is about $36,100. The middle half earn $38,330 to $53,780, and the top 10% more than $62,000. BLS counts about 2,270 people doing this work for an employer in South Dakota. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.

Does being a concrete contractor change what health insurance costs in South Dakota?

No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $704 a month applies regardless of trade.

Do concrete contractors qualify for a subsidy in South Dakota in 2027?

Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Cement Masons and Concrete Finishers in South Dakota is $45,150, which is below the 2027 cliff of $63,840 for a single-person household. Your own income and household size decide the answer.

What is the benchmark premium in South Dakota for 2027?

$704 a month for a 40-year-old, ranking 11 of 23 states published here. That is full price before any premium tax credit.

Where do these numbers come from?

Premiums come from the CMS Plan Year 2027 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on South Dakota

This page compares states. For South Dakota specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

← Concrete Contractors in all states · All trades · All occupations

How South Dakota compares with every other state →

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Concrete Contractors in South Dakota: choosing a 2027 plan

For 2027, 3 carriers sell marketplace plans across South Dakota’s 66 counties. Which of them sells in your county is what decides your options as a concrete contractor.

The benchmark Silver plan — the one tax credits are measured against — costs $773 a month for a 40-year-old in the median South Dakota county in 2027, a 9.0% rise.

Insurers in South Dakota were approved for an average 10.1% increase for 2027; your own premium turns on the plan and the county.

The window runs from November 1, and December 15 is the deadline for coverage that starts January 1 — in South Dakota and on every marketplace.

PPOs are sold in all 66 South Dakota counties for 2027 — the plan type most likely to pay toward care out of network, which matters if your work takes you around.

Choose before December 15

The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.

Enter a ZIP and a licensed agent will tell you three things:

Whether your current plan and carrier are still selling in your county for 2027
What your income estimate should realistically be — the number your credit is calculated from
Whether the doctors you actually use are in the 2027 network, before you are locked in

Compare my 2027 options →

Concrete Contractors Health Insurance in South Dakota