Concrete Contractors Health Insurance in Nebraska (2026)

Wage benchmark and the 2026 subsidy cliff

$48,070median annual wage, Concrete Contractors in Nebraska

307%of the federal poverty level

$62,6002026 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2026.

This occupation sits above the cliff in 2 of the 21 states reported and below it in the other 19, so the answer changes with the state.

What this figure is. It is the median annual wage BLS reports for Cement Masons and Concrete Finishers (SOC 47-2051) in Nebraska. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed concrete contractor. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.

Sources

U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 90 FR 5917, 17 January 2025. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-08-03. The 2025 guidelines govern premium tax credit eligibility for plan year 2026 coverage. The 2026 guidelines apply to 2027 coverage.
Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 21 states

Benchmark premium and median wage for this occupation, ranked by premium.

#	State	Benchmark @40	Median wage	vs cliff
1	Maryland	$414	$49,390	below
2	Virginia	$455	$48,510	below
3	Indiana	$474	$59,280	below
4	Nevada	$497	$60,560	below
5	Ohio	$513	$62,050	below
6	Michigan	$523	$59,170	below
7	Colorado	$557	$60,710	below
8	South Carolina	$564	$47,430	below
9	Oklahoma	$604	$46,940	below
10	Wisconsin	$611	$63,490	above
11	Georgia	$615	$47,230	below
12	North Carolina	$638	$47,370	below
13	Utah	$640	$55,540	below
14	Alabama	$645	$43,740	below
15	Illinois	$646	$77,450	above
16	South Dakota	$655	$45,150	below
17	Texas	$661	$46,730	below
18	Kansas	$670	$50,640	below
19	Florida	$683	$46,460	below
20	Nebraska	$710	$48,070	below
21	Arkansas	$774	$46,020	below

Questions

Does being a concrete contractor change what health insurance costs in Nebraska?

No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $710 a month applies regardless of trade.

Do concrete contractors qualify for a subsidy in Nebraska in 2026?

Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Cement Masons and Concrete Finishers in Nebraska is $48,070, which is below the 2026 cliff of $62,600 for a single-person household. Your own income and household size decide the answer.

What is the benchmark premium in Nebraska for 2026?

$710 a month for a 40-year-old, ranking 20 of 21 states published here. That is full price before any premium tax credit.

Where do these numbers come from?

Premiums come from the CMS Plan Year 2026 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on Nebraska

This page compares states. For Nebraska specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

← Concrete Contractors in all states · All trades · All occupations

How Nebraska compares with every other state →

Want this worked out for your ZIP?

Put your ZIP code in and I will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to me — not a call center.

See what it costs where you live →

The 2027 picture for Concrete Contractors in Nebraska

The Nebraska market currently runs to 5 carriers over 93 counties. Carriers re-file every year, and for Concrete Contractors the question that actually decides your renewal is which of them are still there in November.

Rate filings for 2027 point to roughly a 15% median increase nationally, from −1% at one end to 54% at the other. Nebraska has not finalised, so treat exact local 2027 pricing as unavailable rather than unknown.

The window opens November 1, 2026, and December 15 is the date worth writing down — it is what secures January 1 cover in Nebraska and everywhere else. You will find later dates quoted; they stem from a 2025 rule that was vacated in June 2026 and is under appeal.

Check before renewing: PPOs are sold in 34 of Nebraska’s 93 counties, not all. Whether yours has one decides how much out-of-network care is covered — usually a bigger question for Concrete Contractors than the monthly figure.

Get ahead of the November rush

Nothing about 2027 is urgent yet, which is exactly why it is worth ten minutes now. Come November you will be choosing between Nebraska’s carriers under a deadline; today you can do it without one.

Give me a ZIP and I will tell you three things:

Whether your current plan and carrier are still writing in your county for 2027
What your income estimate should realistically be — the number your credit is calculated from, and the one concrete contractors most often get wrong
Whether the doctors you actually use are in the 2027 network, before you are locked in

Map my 2027 options →

Concrete Contractors in Nebraska: start with your ZIP

Rates for Concrete Contractors in Nebraska are set by county, not by occupation. Start with your ZIP and I will show you the plans actually filed where you live.

One field. No account, no phone call unless you ask for one.