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Concrete Contractors Health Insurance in Oklahoma

Benchmark $686/mo · ranked 9 of 23 · median wage $46,940

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The benchmark premium for a 40-year-old in Oklahoma is $686 a month for 2027, ranking 9 of 23 states published here. BLS reports a median annual wage of $46,940 for Cement Masons and Concrete Finishers in Oklahoma.

Wage benchmark and the 2027 subsidy cliff

$46,940median annual wage, Concrete Contractors in Oklahoma
294%of the federal poverty level
$63,8402027 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.

This occupation sits above the cliff in 1 of the 23 states reported and below it in the other 22, so the answer changes with the state.

Median annual wage by state, Cement Masons and Concrete Finishers400% FPL — $63,840Illinois$77,450Wisconsin$63,490Ohio$62,050Colorado$60,710Nevada$60,560Indiana$59,280Michigan$59,170Utah$55,540Kansas$50,640Maryland$49,390Virginia$48,510Nebraska$48,070South Carolina$47,430North Carolina$47,370Georgia$47,230Oklahoma$46,940Texas$46,730Florida$46,460Tennessee$46,460Arkansas$46,020South Dakota$45,150Mississippi$44,460Alabama$43,740

What this figure is. It is the median annual wage BLS reports for Cement Masons and Concrete Finishers (SOC 47-2051) in Oklahoma. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed concrete contractor. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.

Sources
  1. U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
  2. U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 91 FR 1797, 15 January 2026. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-09-27. The 2026 guidelines govern premium tax credit eligibility for plan year 2027 coverage. The 2027 guidelines apply to 2028 coverage.
  3. Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 23 states

Benchmark premium and median wage for this occupation, ranked by premium.

#StateBenchmark @40Median wagevs cliff
1Maryland$491$49,390below
2Indiana$537$59,280below
3Virginia$549$48,510below
4Nevada$565$60,560below
5Michigan$595$59,170below
6Ohio$603$62,050below
7Colorado$615$60,710below
8North Carolina$660$47,370below
9Oklahoma$686$46,940below
10South Carolina$702$47,430below
11South Dakota$704$45,150below
12Illinois$707$77,450above
13Alabama$712$43,740below
14Utah$716$55,540below
15Wisconsin$720$63,490below
16Georgia$733$47,230below
17Texas$737$46,730below
18Florida$738$46,460below
19Kansas$748$50,640below
20Arkansas$757$46,020below
21Nebraska$780$48,070below
22Tennessee$796$46,460below
23Mississippi$814$44,460below

Questions

How much does a concrete contractor make in Oklahoma?
The BLS median wage for Cement Masons and Concrete Finishers in Oklahoma is $46,940 a year (May 2024). Starting pay — the 10th percentile — is about $37,300. The middle half earn $39,970 to $49,750, and the top 10% more than $57,250. BLS counts about 2,740 people doing this work for an employer in Oklahoma. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.
Does being a concrete contractor change what health insurance costs in Oklahoma?
No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $686 a month applies regardless of trade.
Do concrete contractors qualify for a subsidy in Oklahoma in 2027?
Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Cement Masons and Concrete Finishers in Oklahoma is $46,940, which is below the 2027 cliff of $63,840 for a single-person household. Your own income and household size decide the answer.
What is the benchmark premium in Oklahoma for 2027?
$686 a month for a 40-year-old, ranking 9 of 23 states published here. That is full price before any premium tax credit.
Where do these numbers come from?
Premiums come from the CMS Plan Year 2027 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on Oklahoma

This page compares states. For Oklahoma specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

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How Oklahoma compares with every other state →

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Open Enrollment 2027 for Concrete Contractors in Oklahoma

Oklahoma has 5 carriers selling 2027 plans over 77 counties, down from 7 in 2026. The list is set county by county, so start with the carriers in yours.

Price, in one number: $693 a month for the median county’s benchmark Silver at 40 in 2027, up from $592 in 2026.

Choose by December 15 and your plan starts January 1. HealthCare.gov stays open to January 15, but a plan picked after December 15 starts February 1.

PPOs are sold in all 77 Oklahoma counties for 2027 — the plan type most likely to pay toward care out of network, which matters if your work takes you around.

Choose before December 15

The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.

Enter a ZIP and a licensed agent will tell you three things:

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See what you would really pay as one of Oklahoma’s Concrete Contractors

There is no single Oklahoma price. Enter your ZIP and a licensed agent will pull what is filed in your county, then work out what help you qualify for.

Takes about 30 seconds. No account, and you choose how you are reached.

“I run my own business and my time is valuable. Daniel handled everything — compared the private options, explained what I was actually getting, and had me covered fast. Way better experience than trying to navigate it myself.”
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