PlansByState

Car Wash Operators Health Insurance in South Carolina

Benchmark $564/mo · ranked 8 of 21 · median wage $29,650

Licensed Independent Agent · NPN #22052447 · 23 States

The benchmark premium for a 40-year-old in South Carolina is $564 a month for 2026, ranking 8 of 21 states published here. BLS reports a median annual wage of $29,650 for Cleaners of Vehicles and Equipment in South Carolina.

Wage benchmark and the 2026 subsidy cliff

$29,650median annual wage, Car Wash Operators in South Carolina
189%of the federal poverty level
$62,6002026 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2026.

This occupation is below the cliff in all 21 states reported.

Median annual wage by state, Cleaners of Vehicles and Equipment400% FPL — $62,600Colorado$39,480Kansas$38,130Nebraska$36,640Maryland$35,890Wisconsin$35,320Indiana$35,280Virginia$34,900Ohio$34,750Michigan$34,640Illinois$34,610Nevada$34,570South Dakota$34,330Utah$34,170Arkansas$33,910Florida$31,790Alabama$31,180North Carolina$30,700Oklahoma$30,100Georgia$29,900South Carolina$29,650Texas$29,280

What this figure is. It is the median annual wage BLS reports for Cleaners of Vehicles and Equipment (SOC 53-7061) in South Carolina. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed car wash operator. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.

Sources
  1. U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
  2. U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 90 FR 5917, 17 January 2025. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-08-03. The 2025 guidelines govern premium tax credit eligibility for plan year 2026 coverage. The 2026 guidelines apply to 2027 coverage.
  3. Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 21 states

Benchmark premium and median wage for this occupation, ranked by premium.

#StateBenchmark @40Median wagevs cliff
1Maryland$414$35,890below
2Virginia$455$34,900below
3Indiana$474$35,280below
4Nevada$497$34,570below
5Ohio$513$34,750below
6Michigan$523$34,640below
7Colorado$557$39,480below
8South Carolina$564$29,650below
9Oklahoma$604$30,100below
10Wisconsin$611$35,320below
11Georgia$615$29,900below
12North Carolina$638$30,700below
13Utah$640$34,170below
14Alabama$645$31,180below
15Illinois$646$34,610below
16South Dakota$655$34,330below
17Texas$661$29,280below
18Kansas$670$38,130below
19Florida$683$31,790below
20Nebraska$710$36,640below
21Arkansas$774$33,910below

Questions

Does being a car wash operator change what health insurance costs in South Carolina?
No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $564 a month applies regardless of trade.
Do car wash operators qualify for a subsidy in South Carolina in 2026?
Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Cleaners of Vehicles and Equipment in South Carolina is $29,650, which is below the 2026 cliff of $62,600 for a single-person household. Your own income and household size decide the answer.
What is the benchmark premium in South Carolina for 2026?
$564 a month for a 40-year-old, ranking 8 of 21 states published here. That is full price before any premium tax credit.
Where do these numbers come from?
Premiums come from the CMS Plan Year 2026 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on South Carolina

This page compares states. For South Carolina specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

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How South Carolina compares with every other state →

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The 2027 picture for Car Wash Operators in South Carolina

Right now 6 carriers file plans across the 46 counties of South Carolina. Participation is reset annually, which is why Car Wash Operators should check the roster in November rather than assume this year’s options carry over.

On price the only honest number today is national: the Peterson-KFF read of 2027 filings puts the median proposed rise near 15%, spanning −1% to 54%. Final South Carolina rates are not approved, so any precise 2027 figure quoted for this state is guesswork.

Enrollment opens November 1, 2026. Treat December 15 as the deadline: it guarantees January 1 cover on every marketplace, South Carolina included. Conflicting end dates get quoted because a 2025 rule shortened the window and a court vacated it in June 2026, appeal pending — enrol by the 15th and the argument is irrelevant to you.

In your favour: PPOs are sold in all 46 South Carolina counties. That is the type most likely to pay toward out-of-network care, and worth defending at renewal if your work as a car wash operator takes you around.

Get ahead of the November rush

Nothing about 2027 is urgent yet, which is exactly why it is worth ten minutes now. Come November you will be choosing between South Carolina’s carriers under a deadline; today you can do it without one.

Give me a ZIP and I will tell you three things:

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See what you would really pay as one of South Carolina’s Car Wash Operators

Most Car Wash Operators here are buying their own coverage without an employer. One ZIP is all I need to show you what is available in your part of South Carolina.

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