Benchmark $683/mo · ranked 19 of 21 · median wage $31,790
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The benchmark premium for a 40-year-old in Florida is $683 a month for 2026, ranking 19 of 21 states published here. BLS reports a median annual wage of $31,790 for Cleaners of Vehicles and Equipment in Florida.
Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2026.
This occupation is below the cliff in all 21 states reported.
What this figure is. It is the median annual wage BLS reports for Cleaners of Vehicles and Equipment (SOC 53-7061) in Florida. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed car wash operator. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $414 | $35,890 | below |
| 2 | Virginia | $455 | $34,900 | below |
| 3 | Indiana | $474 | $35,280 | below |
| 4 | Nevada | $497 | $34,570 | below |
| 5 | Ohio | $513 | $34,750 | below |
| 6 | Michigan | $523 | $34,640 | below |
| 7 | Colorado | $557 | $39,480 | below |
| 8 | South Carolina | $564 | $29,650 | below |
| 9 | Oklahoma | $604 | $30,100 | below |
| 10 | Wisconsin | $611 | $35,320 | below |
| 11 | Georgia | $615 | $29,900 | below |
| 12 | North Carolina | $638 | $30,700 | below |
| 13 | Utah | $640 | $34,170 | below |
| 14 | Alabama | $645 | $31,180 | below |
| 15 | Illinois | $646 | $34,610 | below |
| 16 | South Dakota | $655 | $34,330 | below |
| 17 | Texas | $661 | $29,280 | below |
| 18 | Kansas | $670 | $38,130 | below |
| 19 | Florida | $683 | $31,790 | below |
| 20 | Nebraska | $710 | $36,640 | below |
| 21 | Arkansas | $774 | $33,910 | below |
This page compares states. For Florida specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
← Car Wash Operators in all states · All trades · All occupations
Put your ZIP code in and I will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to me — not a call center.
The biggest change here is a carrier walking away. Cigna leaves the ACA individual market on January 1, 2027 — one of the 15 carriers writing in Florida today. Every a car wash operator on a Cigna plan is moving, and doing nothing just means the marketplace chooses the replacement.
On price the only honest number today is national: the Peterson-KFF read of 2027 filings puts the median proposed rise near 15%, spanning −1% to 54%. Final Florida rates are not approved, so any precise 2027 figure quoted for this state is guesswork.
The window opens November 1, 2026, and December 15 is the date worth writing down — it is what secures January 1 cover in Florida and everywhere else. You will find later dates quoted; they stem from a 2025 rule that was vacated in June 2026 and is under appeal.
All 67 counties in Florida sell a PPO, which is unusual and useful. For a car wash operator covering ground, it is the plan type that travels best.
You already know you are changing plans — Cigna is leaving. The only real question is whether you pick the replacement or the marketplace picks it for you, and that is a much easier decision made in August than in the second week of December.
Give me a ZIP and I will tell you three things:
Rates for Car Wash Operators in Florida are set by county, not by occupation. Start with your ZIP and I will show you the plans actually filed where you live.