Benchmark $513/mo · ranked 5 of 21 · median wage $34,750
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The benchmark premium for a 40-year-old in Ohio is $513 a month for 2026, ranking 5 of 21 states published here. BLS reports a median annual wage of $34,750 for Cleaners of Vehicles and Equipment in Ohio.
Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2026.
This occupation is below the cliff in all 21 states reported.
What this figure is. It is the median annual wage BLS reports for Cleaners of Vehicles and Equipment (SOC 53-7061) in Ohio. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed car wash operator. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $414 | $35,890 | below |
| 2 | Virginia | $455 | $34,900 | below |
| 3 | Indiana | $474 | $35,280 | below |
| 4 | Nevada | $497 | $34,570 | below |
| 5 | Ohio | $513 | $34,750 | below |
| 6 | Michigan | $523 | $34,640 | below |
| 7 | Colorado | $557 | $39,480 | below |
| 8 | South Carolina | $564 | $29,650 | below |
| 9 | Oklahoma | $604 | $30,100 | below |
| 10 | Wisconsin | $611 | $35,320 | below |
| 11 | Georgia | $615 | $29,900 | below |
| 12 | North Carolina | $638 | $30,700 | below |
| 13 | Utah | $640 | $34,170 | below |
| 14 | Alabama | $645 | $31,180 | below |
| 15 | Illinois | $646 | $34,610 | below |
| 16 | South Dakota | $655 | $34,330 | below |
| 17 | Texas | $661 | $29,280 | below |
| 18 | Kansas | $670 | $38,130 | below |
| 19 | Florida | $683 | $31,790 | below |
| 20 | Nebraska | $710 | $36,640 | below |
| 21 | Arkansas | $774 | $33,910 | below |
This page compares states. For Ohio specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
← Car Wash Operators in all states · All trades · All occupations
Put your ZIP code in and I will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to me — not a call center.
The Ohio market currently runs to 11 carriers over 88 counties. Carriers re-file every year, and for Car Wash Operators the question that actually decides your renewal is which of them are still there in November.
On price the only honest number today is national: the Peterson-KFF read of 2027 filings puts the median proposed rise near 15%, spanning −1% to 54%. Final Ohio rates are not approved, so any precise 2027 figure quoted for this state is guesswork.
Mark November 1, 2026 to open and December 15 to act. That second date guarantees cover from January 1 in Ohio regardless of how the current litigation over the enrollment window resolves.
One thing 2027 will not fix: no PPO is sold anywhere in Ohio. All 88 counties offer HMO, EPO or POS only, so care outside the network is effectively emergency-only. If your work as a car wash operator crosses county lines, weigh that above the premium.
Because Ohio sells no PPO in any of its 88 counties, the thing that will decide your 2027 experience is which network your providers sit in — and that is far easier to check now than during the rush.
Give me a ZIP and I will tell you three things:
Most Car Wash Operators here are buying their own coverage without an employer. One ZIP is all I need to show you what is available in your part of Ohio.