Tow Truck Operator Pay and Health Insurance in Ohio (2027)

Q: How much does a tow truck operator make in Ohio?

The BLS median wage for Light Truck Drivers in Ohio is $41,430 a year (May 2024). Starting pay — the 10th percentile — is about $26,920. The middle half earn $35,410 to $47,990, and the top 10% more than $85,690. BLS counts about 35,510 people doing this work for an employer in Ohio. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.

Wage benchmark and the 2027 subsidy cliff

$41,430median annual wage, Tow Truck Operators in Ohio

260%of the federal poverty level

$63,8402027 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.

This occupation is below the cliff in all 23 states reported.

What this figure is. It is the median annual wage BLS reports for Light Truck Drivers (SOC 53-3033) in Ohio. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed tow truck operator. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.

Sources

U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 91 FR 1797, 15 January 2026. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-09-27. The 2026 guidelines govern premium tax credit eligibility for plan year 2027 coverage. The 2027 guidelines apply to 2028 coverage.
Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 23 states

Benchmark premium and median wage for this occupation, ranked by premium.

#	State	Benchmark @40	Median wage	vs cliff
1	Maryland	$491	$46,230	below
2	Indiana	$537	$43,070	below
3	Virginia	$549	$43,200	below
4	Nevada	$565	$42,260	below
5	Michigan	$595	$40,500	below
6	Ohio	$603	$41,430	below
7	Colorado	$615	$46,960	below
8	North Carolina	$660	$38,800	below
9	Oklahoma	$686	$38,080	below
10	South Carolina	$702	$38,960	below
11	South Dakota	$704	$44,090	below
12	Illinois	$707	$46,440	below
13	Alabama	$712	$38,130	below
14	Utah	$716	$43,760	below
15	Wisconsin	$720	$46,480	below
16	Georgia	$733	$42,950	below
17	Texas	$737	$40,760	below
18	Florida	$738	$40,160	below
19	Kansas	$748	$42,620	below
20	Arkansas	$757	$37,630	below
21	Nebraska	$780	$42,940	below
22	Tennessee	$796	$43,680	below
23	Mississippi	$814	$38,820	below

Questions

How much does a tow truck operator make in Ohio?

The BLS median wage for Light Truck Drivers in Ohio is $41,430 a year (May 2024). Starting pay — the 10th percentile — is about $26,920. The middle half earn $35,410 to $47,990, and the top 10% more than $85,690. BLS counts about 35,510 people doing this work for an employer in Ohio. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.

Does being a tow truck operator change what health insurance costs in Ohio?

No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $603 a month applies regardless of trade.

Do tow truck operators qualify for a subsidy in Ohio in 2027?

Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Light Truck Drivers in Ohio is $41,430, which is below the 2027 cliff of $63,840 for a single-person household. Your own income and household size decide the answer.

What is the benchmark premium in Ohio for 2027?

$603 a month for a 40-year-old, ranking 6 of 23 states published here. That is full price before any premium tax credit.

Where do these numbers come from?

Premiums come from the CMS Plan Year 2027 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on Ohio

This page compares states. For Ohio specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

← Tow Truck Operators in all states · All trades · All occupations

How Ohio compares with every other state →

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2027 coverage for tow truck operators in Ohio: the enrollment window

The 2027 plans are posted: 9 carriers across 88 Ohio counties, down from 11 in 2026. Carriers file county by county, so the statewide count only tells you so much.

The benchmark Silver plan — the one tax credits are measured against — costs $627 a month for a 40-year-old in the median Ohio county in 2027, a 17.0% rise.

Open Enrollment runs from November 1. December 15 is the date that matters: choose by then and cover starts January 1 in Ohio and every other state.

No PPO is sold anywhere in Ohio for 2027, so every plan limits care outside its network; check that your doctors are in it before you choose.

Settle it before December 15

The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.

Enter a ZIP and a licensed agent will tell you three things:

Whether your current plan and carrier are still selling in your county for 2027
What your income estimate should realistically be — the number your credit is calculated from
Whether the doctors you actually use are in the 2027 network, before you are locked in

Compare my 2027 options →

Tow Truck Operators Health Insurance in Ohio