Benchmark $774/mo · ranked 21 of 21 · median wage $37,630
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The benchmark premium for a 40-year-old in Arkansas is $774 a month for 2026, ranking 21 of 21 states published here. BLS reports a median annual wage of $37,630 for Light Truck Drivers in Arkansas.
Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2026.
This occupation is below the cliff in all 21 states reported.
What this figure is. It is the median annual wage BLS reports for Light Truck Drivers (SOC 53-3033) in Arkansas. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed tow truck operator. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $414 | $46,230 | below |
| 2 | Virginia | $455 | $43,200 | below |
| 3 | Indiana | $474 | $43,070 | below |
| 4 | Nevada | $497 | $42,260 | below |
| 5 | Ohio | $513 | $41,430 | below |
| 6 | Michigan | $523 | $40,500 | below |
| 7 | Colorado | $557 | $46,960 | below |
| 8 | South Carolina | $564 | $38,960 | below |
| 9 | Oklahoma | $604 | $38,080 | below |
| 10 | Wisconsin | $611 | $46,480 | below |
| 11 | Georgia | $615 | $42,950 | below |
| 12 | North Carolina | $638 | $38,800 | below |
| 13 | Utah | $640 | $43,760 | below |
| 14 | Alabama | $645 | $38,130 | below |
| 15 | Illinois | $646 | $46,440 | below |
| 16 | South Dakota | $655 | $44,090 | below |
| 17 | Texas | $661 | $40,760 | below |
| 18 | Kansas | $670 | $42,620 | below |
| 19 | Florida | $683 | $40,160 | below |
| 20 | Nebraska | $710 | $42,940 | below |
| 21 | Arkansas | $774 | $37,630 | below |
This page compares states. For Arkansas specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
← Tow Truck Operators in all states · All trades · All occupations
Put your ZIP code in and I will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to me — not a call center.
Right now 4 carriers file plans across the 75 counties of Arkansas. Participation is reset annually, which is why Tow Truck Operators should check the roster in November rather than assume this year’s options carry over.
Rate filings for 2027 point to roughly a 15% median increase nationally, from −1% at one end to 54% at the other. Arkansas has not finalised, so treat exact local 2027 pricing as unavailable rather than unknown.
The window opens November 1, 2026, and December 15 is the date worth writing down — it is what secures January 1 cover in Arkansas and everywhere else. You will find later dates quoted; they stem from a 2025 rule that was vacated in June 2026 and is under appeal.
All 75 counties in Arkansas sell a PPO, which is unusual and useful. For a tow truck operator covering ground, it is the plan type that travels best.
Nothing about 2027 is urgent yet, which is exactly why it is worth ten minutes now. Come November you will be choosing between Arkansas’s carriers under a deadline; today you can do it without one.
Give me a ZIP and I will tell you three things:
Two Tow Truck Operators on opposite sides of Arkansas can be quoted very different premiums for the same plan. Your ZIP is what decides it.