Benchmark $683/mo · ranked 19 of 21 · median wage $65,160
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The benchmark premium for a 40-year-old in Florida is $683 a month for 2026, ranking 19 of 21 states published here. BLS reports a median annual wage of $65,160 for Property, Real Estate, and Community Association Managers in Florida.
Above the cliff. At this income a single-person household receives no premium tax credit for 2026 and pays the full premium.
This occupation sits above the cliff in 8 of the 20 states reported and below it in the other 12, so the answer changes with the state.
What this figure is. It is the median annual wage BLS reports for Property, Real Estate, and Community Association Managers (SOC 11-9141) in Florida. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed property manager. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $414 | $80,800 | above |
| 2 | Virginia | $455 | $84,360 | above |
| 3 | Indiana | $474 | $61,160 | below |
| 4 | Nevada | $497 | $59,190 | below |
| 5 | Ohio | $513 | $57,100 | below |
| 6 | Michigan | $523 | $58,450 | below |
| 7 | Colorado | $557 | $103,790 | above |
| 8 | South Carolina | $564 | $59,920 | below |
| 9 | Oklahoma | $604 | $59,820 | below |
| 10 | Wisconsin | $611 | $74,660 | above |
| 11 | Georgia | $615 | $70,730 | above |
| 12 | North Carolina | $638 | — | — |
| 13 | Utah | $640 | $59,100 | below |
| 14 | Alabama | $645 | $56,190 | below |
| 15 | Illinois | $646 | $73,250 | above |
| 16 | South Dakota | $655 | $46,350 | below |
| 17 | Texas | $661 | $64,260 | above |
| 18 | Kansas | $670 | $55,750 | below |
| 19 | Florida | $683 | $65,160 | above |
| 20 | Nebraska | $710 | $61,910 | below |
| 21 | Arkansas | $774 | $46,320 | below |
This page compares states. For Florida specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
← Property Managers in all states · All trades · All occupations
Put your ZIP code in and I will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to me — not a call center.
One of Florida’s 15 carriers is leaving. Cigna exits the individual market entirely on January 1, 2027, so if you are a property manager covered by them the question is not whether you switch but whether you choose the switch yourself.
Rate filings for 2027 point to roughly a 15% median increase nationally, from −1% at one end to 54% at the other. Florida has not finalised, so treat exact local 2027 pricing as unavailable rather than unknown.
The window opens November 1, 2026, and December 15 is the date worth writing down — it is what secures January 1 cover in Florida and everywhere else. You will find later dates quoted; they stem from a 2025 rule that was vacated in June 2026 and is under appeal.
In your favour: PPOs are sold in all 67 Florida counties. That is the type most likely to pay toward out-of-network care, and worth defending at renewal if your work as a property manager takes you around.
You already know you are changing plans — Cigna is leaving. The only real question is whether you pick the replacement or the marketplace picks it for you, and that is a much easier decision made in August than in the second week of December.
Give me a ZIP and I will tell you three things:
Two Property Managers on opposite sides of Florida can be quoted very different premiums for the same plan. Your ZIP is what decides it.