Benchmark $737/mo · ranked 17 of 23 · median wage $33,290
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Licensed Independent Agent · NPN #22052447 · 23 States
The benchmark premium for a 40-year-old in Texas is $737 a month for 2027, ranking 17 of 23 states published here. BLS reports a median annual wage of $33,290 for Animal Trainers in Texas.
Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.
This occupation is below the cliff in all 22 states reported.
What this figure is. It is the median annual wage BLS reports for Animal Trainers (SOC 39-2011) in Texas. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed dog trainer. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $491 | $46,390 | below |
| 2 | Indiana | $537 | $38,530 | below |
| 3 | Virginia | $549 | — | — |
| 4 | Nevada | $565 | $36,060 | below |
| 5 | Michigan | $595 | $34,100 | below |
| 6 | Ohio | $603 | $32,960 | below |
| 7 | Colorado | $615 | $43,670 | below |
| 8 | North Carolina | $660 | $40,860 | below |
| 9 | Oklahoma | $686 | $33,120 | below |
| 10 | South Carolina | $702 | $31,620 | below |
| 11 | South Dakota | $704 | $39,380 | below |
| 12 | Illinois | $707 | $34,560 | below |
| 13 | Alabama | $712 | $58,480 | below |
| 14 | Utah | $716 | $35,380 | below |
| 15 | Wisconsin | $720 | $40,360 | below |
| 16 | Georgia | $733 | $38,130 | below |
| 17 | Texas | $737 | $33,290 | below |
| 18 | Florida | $738 | $36,190 | below |
| 19 | Kansas | $748 | $35,360 | below |
| 20 | Arkansas | $757 | $42,460 | below |
| 21 | Nebraska | $780 | $34,500 | below |
| 22 | Tennessee | $796 | $37,250 | below |
| 23 | Mississippi | $814 | $35,240 | below |
This page compares states. For Texas specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
Put your ZIP code in and a licensed agent will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to a licensed agent — not a call center.
Texas has 13 carriers selling 2027 plans over 254 counties, down from 15 in 2026. The list is set county by county, so start with the carriers in yours.
Price, in one number: $812 a month for the median county’s benchmark Silver at 40 in 2027, up from $724 in 2026.
Choose by December 15 and your plan starts January 1. HealthCare.gov stays open to January 15, but a plan picked after December 15 starts February 1.
No PPO is sold anywhere in Texas for 2027, so every plan limits care outside its network; check that your doctors are in it before you choose.
The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.
Enter a ZIP and a licensed agent will tell you three things:
The sticker price is rarely what Dog Trainers in Texas end up paying. Start with a ZIP and a licensed agent will work out your actual number.
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