PlansByState

Dog Trainers Health Insurance in South Dakota

Benchmark $704/mo · ranked 11 of 23 · median wage $39,380

Licensed Independent Agent · NPN #22052447 · 23 States

The benchmark premium for a 40-year-old in South Dakota is $704 a month for 2027, ranking 11 of 23 states published here. BLS reports a median annual wage of $39,380 for Animal Trainers in South Dakota.

Wage benchmark and the 2027 subsidy cliff

$39,380median annual wage, Dog Trainers in South Dakota
247%of the federal poverty level
$63,8402027 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.

This occupation is below the cliff in all 22 states reported.

Median annual wage by state, Animal Trainers400% FPL — $63,840Alabama$58,480Maryland$46,390Colorado$43,670Arkansas$42,460North Carolina$40,860Wisconsin$40,360South Dakota$39,380Indiana$38,530Georgia$38,130Tennessee$37,250Florida$36,190Nevada$36,060Utah$35,380Kansas$35,360Mississippi$35,240Illinois$34,560Nebraska$34,500Michigan$34,100Texas$33,290Oklahoma$33,120Ohio$32,960South Carolina$31,620

What this figure is. It is the median annual wage BLS reports for Animal Trainers (SOC 39-2011) in South Dakota. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed dog trainer. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.

Sources
  1. U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
  2. U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 91 FR 1797, 15 January 2026. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-09-27. The 2026 guidelines govern premium tax credit eligibility for plan year 2027 coverage. The 2027 guidelines apply to 2028 coverage.
  3. Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 23 states

Benchmark premium and median wage for this occupation, ranked by premium.

#StateBenchmark @40Median wagevs cliff
1Maryland$491$46,390below
2Indiana$537$38,530below
3Virginia$549——
4Nevada$565$36,060below
5Michigan$595$34,100below
6Ohio$603$32,960below
7Colorado$615$43,670below
8North Carolina$660$40,860below
9Oklahoma$686$33,120below
10South Carolina$702$31,620below
11South Dakota$704$39,380below
12Illinois$707$34,560below
13Alabama$712$58,480below
14Utah$716$35,380below
15Wisconsin$720$40,360below
16Georgia$733$38,130below
17Texas$737$33,290below
18Florida$738$36,190below
19Kansas$748$35,360below
20Arkansas$757$42,460below
21Nebraska$780$34,500below
22Tennessee$796$37,250below
23Mississippi$814$35,240below

Questions

How much does a dog trainer make in South Dakota?
The BLS median wage for Animal Trainers in South Dakota is $39,380 a year (May 2024). Starting pay — the 10th percentile — is about $29,120. The middle half earn $30,130 to $43,740, and the top 10% more than $50,530. BLS counts about 60 people doing this work for an employer in South Dakota. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.
Does being a dog trainer change what health insurance costs in South Dakota?
No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $704 a month applies regardless of trade.
Do dog trainers qualify for a subsidy in South Dakota in 2027?
Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Animal Trainers in South Dakota is $39,380, which is below the 2027 cliff of $63,840 for a single-person household. Your own income and household size decide the answer.
What is the benchmark premium in South Dakota for 2027?
$704 a month for a 40-year-old, ranking 11 of 23 states published here. That is full price before any premium tax credit.
Where do these numbers come from?
Premiums come from the CMS Plan Year 2027 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on South Dakota

This page compares states. For South Dakota specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

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How South Dakota compares with every other state →

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Dog Trainers in South Dakota: choosing a 2027 plan

The 2027 plans are posted: 3 carriers across 66 South Dakota counties. Carriers file county by county, so the statewide count only tells you so much.

The benchmark Silver plan — the one tax credits are measured against — costs $773 a month for a 40-year-old in the median South Dakota county in 2027, a 9.0% rise.

Choose by December 15 and your plan starts January 1. HealthCare.gov stays open to January 15, but a plan picked after December 15 starts February 1.

PPOs are sold in all 66 South Dakota counties for 2027 — the plan type most likely to pay toward care out of network, which matters if your work takes you around.

Worth settling before December 15

The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.

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What health insurance actually costs for Dog Trainers in South Dakota

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“I run my own business and my time is valuable. Daniel handled everything — compared the private options, explained what I was actually getting, and had me covered fast. Way better experience than trying to navigate it myself.”
Mark T., client