Credit Repair Specialists Health Insurance in Wisconsin (2027)

Q: How much does a credit repair specialist make in Wisconsin?

The BLS median wage for Credit Counselors in Wisconsin is $51,340 a year (May 2024). Starting pay — the 10th percentile — is about $43,140. The middle half earn $47,150 to $59,240, and the top 10% more than $65,630. BLS counts about 850 people doing this work for an employer in Wisconsin. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.

Wage benchmark and the 2027 subsidy cliff

$51,340median annual wage, Credit Repair Specialists in Wisconsin

322%of the federal poverty level

$63,8402027 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.

This occupation is below the cliff in all 22 states reported.

What this figure is. It is the median annual wage BLS reports for Credit Counselors (SOC 13-2071) in Wisconsin. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed credit repair specialist. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.

Sources

U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 91 FR 1797, 15 January 2026. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-09-27. The 2026 guidelines govern premium tax credit eligibility for plan year 2027 coverage. The 2027 guidelines apply to 2028 coverage.
Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 23 states

Benchmark premium and median wage for this occupation, ranked by premium.

#	State	Benchmark @40	Median wage	vs cliff
1	Maryland	$491	$58,300	below
2	Indiana	$537	$50,440	below
3	Virginia	$549	$51,330	below
4	Nevada	$565	$51,960	below
5	Michigan	$595	$51,000	below
6	Ohio	$603	$52,470	below
7	Colorado	$615	$51,670	below
8	North Carolina	$660	$49,670	below
9	Oklahoma	$686	$42,250	below
10	South Carolina	$702	$49,420	below
11	South Dakota	$704	$49,610	below
12	Illinois	$707	$51,160	below
13	Alabama	$712	$48,040	below
14	Utah	$716	$49,250	below
15	Wisconsin	$720	$51,340	below
16	Georgia	$733	$57,300	below
17	Texas	$737	$46,910	below
18	Florida	$738	$48,340	below
19	Kansas	$748	—	—
20	Arkansas	$757	$40,410	below
21	Nebraska	$780	$50,890	below
22	Tennessee	$796	$44,300	below
23	Mississippi	$814	$39,100	below

Questions

How much does a credit repair specialist make in Wisconsin?

The BLS median wage for Credit Counselors in Wisconsin is $51,340 a year (May 2024). Starting pay — the 10th percentile — is about $43,140. The middle half earn $47,150 to $59,240, and the top 10% more than $65,630. BLS counts about 850 people doing this work for an employer in Wisconsin. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.

Does being a credit repair specialist change what health insurance costs in Wisconsin?

No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $720 a month applies regardless of trade.

Do credit repair specialists qualify for a subsidy in Wisconsin in 2027?

Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Credit Counselors in Wisconsin is $51,340, which is below the 2027 cliff of $63,840 for a single-person household. Your own income and household size decide the answer.

What is the benchmark premium in Wisconsin for 2027?

$720 a month for a 40-year-old, ranking 15 of 23 states published here. That is full price before any premium tax credit.

Where do these numbers come from?

Premiums come from the CMS Plan Year 2027 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on Wisconsin

This page compares states. For Wisconsin specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

← Credit Repair Specialists in all states · All trades · All occupations

How Wisconsin compares with every other state →

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Credit Repair Specialists in Wisconsin: choosing a 2027 plan

The 2027 plans are posted: 12 carriers across 72 Wisconsin counties. Carriers file county by county, so the statewide count only tells you so much.

The benchmark Silver plan — the one tax credits are measured against — costs $748 a month for a 40-year-old in the median Wisconsin county in 2027, a 18.5% rise.

Choose by December 15 and your plan starts January 1. HealthCare.gov stays open to January 15, but a plan picked after December 15 starts February 1.

PPOs are sold in 15 of Wisconsin’s 72 counties for 2027. Whether yours has one decides how much out-of-network care a plan will pay toward.

Choose before December 15

The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.

Enter a ZIP and a licensed agent will tell you three things:

Whether your current plan and carrier are still selling in your county for 2027
What your income estimate should realistically be — the number your credit is calculated from
Whether the doctors you actually use are in the 2027 network, before you are locked in

Compare my 2027 options →

Credit Repair Specialists Health Insurance in Wisconsin