Benchmark $640/mo · ranked 13 of 21 · median wage $38,390
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The benchmark premium for a 40-year-old in Utah is $640 a month for 2026, ranking 13 of 21 states published here. BLS reports a median annual wage of $38,390 for Manicurists and Pedicurists in Utah.
Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2026.
This occupation is below the cliff in all 21 states reported.
What this figure is. It is the median annual wage BLS reports for Manicurists and Pedicurists (SOC 39-5092) in Utah. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed nail technician. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $414 | $36,380 | below |
| 2 | Virginia | $455 | $36,970 | below |
| 3 | Indiana | $474 | $33,090 | below |
| 4 | Nevada | $497 | $35,340 | below |
| 5 | Ohio | $513 | $35,900 | below |
| 6 | Michigan | $523 | $34,920 | below |
| 7 | Colorado | $557 | $37,800 | below |
| 8 | South Carolina | $564 | $25,980 | below |
| 9 | Oklahoma | $604 | $29,560 | below |
| 10 | Wisconsin | $611 | $34,180 | below |
| 11 | Georgia | $615 | $26,500 | below |
| 12 | North Carolina | $638 | $34,810 | below |
| 13 | Utah | $640 | $38,390 | below |
| 14 | Alabama | $645 | $27,980 | below |
| 15 | Illinois | $646 | $34,520 | below |
| 16 | South Dakota | $655 | $40,210 | below |
| 17 | Texas | $661 | $36,900 | below |
| 18 | Kansas | $670 | $30,650 | below |
| 19 | Florida | $683 | $32,370 | below |
| 20 | Nebraska | $710 | $36,560 | below |
| 21 | Arkansas | $774 | $27,780 | below |
This page compares states. For Utah specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
← Nail Technicians in all states · All trades · All occupations
Put your ZIP code in and I will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to me — not a call center.
Right now 6 carriers file plans across the 29 counties of Utah. Participation is reset annually, which is why Nail Technicians should check the roster in November rather than assume this year’s options carry over.
Nobody can tell you your 2027 Utah premium yet. Filings nationally cluster around a 15% median increase, with the full spread running −1% to 54% — and until this state signs off, a specific local number is invention.
The window opens November 1, 2026, and December 15 is the date worth writing down — it is what secures January 1 cover in Utah and everywhere else. You will find later dates quoted; they stem from a 2025 rule that was vacated in June 2026 and is under appeal.
One thing 2027 will not fix: no PPO is sold anywhere in Utah. All 29 counties offer HMO, EPO or POS only, so care outside the network is effectively emergency-only. If your work as a nail technician crosses county lines, weigh that above the premium.
Because Utah sells no PPO in any of its 29 counties, the thing that will decide your 2027 experience is which network your providers sit in — and that is far easier to check now than during the rush.
Give me a ZIP and I will tell you three things:
Two Nail Technicians on opposite sides of Utah can be quoted very different premiums for the same plan. Your ZIP is what decides it.