Benchmark $716/mo · ranked 14 of 23 · median wage $38,390
Prefer to talk? Call (713) 575-9904
Licensed Independent Agent · NPN #22052447 · 23 States
The benchmark premium for a 40-year-old in Utah is $716 a month for 2027, ranking 14 of 23 states published here. BLS reports a median annual wage of $38,390 for Manicurists and Pedicurists in Utah.
Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.
This occupation is below the cliff in all 23 states reported.
What this figure is. It is the median annual wage BLS reports for Manicurists and Pedicurists (SOC 39-5092) in Utah. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed nail technician. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $491 | $36,380 | below |
| 2 | Indiana | $537 | $33,090 | below |
| 3 | Virginia | $549 | $36,970 | below |
| 4 | Nevada | $565 | $35,340 | below |
| 5 | Michigan | $595 | $34,920 | below |
| 6 | Ohio | $603 | $35,900 | below |
| 7 | Colorado | $615 | $37,800 | below |
| 8 | North Carolina | $660 | $34,810 | below |
| 9 | Oklahoma | $686 | $29,560 | below |
| 10 | South Carolina | $702 | $25,980 | below |
| 11 | South Dakota | $704 | $40,210 | below |
| 12 | Illinois | $707 | $34,520 | below |
| 13 | Alabama | $712 | $27,980 | below |
| 14 | Utah | $716 | $38,390 | below |
| 15 | Wisconsin | $720 | $34,180 | below |
| 16 | Georgia | $733 | $26,500 | below |
| 17 | Texas | $737 | $36,900 | below |
| 18 | Florida | $738 | $32,370 | below |
| 19 | Kansas | $748 | $30,650 | below |
| 20 | Arkansas | $757 | $27,780 | below |
| 21 | Nebraska | $780 | $36,560 | below |
| 22 | Tennessee | $796 | $30,030 | below |
| 23 | Mississippi | $814 | $42,370 | below |
This page compares states. For Utah specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
← Nail Technicians in all states · All trades · All occupations
Put your ZIP code in and a licensed agent will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to a licensed agent — not a call center.
The 2027 plans are posted: 5 carriers across 29 Utah counties, down from 6 in 2026. Carriers file county by county, so the statewide count only tells you so much.
In the median Utah county the benchmark Silver plan for a 40-year-old is $1,000 a month for 2027, up 13.9% on 2026, before any tax credit.
Choose by December 15 and your plan starts January 1. HealthCare.gov stays open to January 15, but a plan picked after December 15 starts February 1.
No PPO is sold anywhere in Utah for 2027, so every plan limits care outside its network; check that your doctors are in it before you choose.
The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.
Enter a ZIP and a licensed agent will tell you three things:
Two Nail Technicians on opposite sides of Utah can be quoted very different premiums for the same plan. Your ZIP is what decides it.
★★★★★
“I run my own business and my time is valuable. Daniel handled everything — compared the private options, explained what I was actually getting, and had me covered fast. Way better experience than trying to navigate it myself.”