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Land Clearing Contractors Health Insurance in Indiana

Benchmark $537/mo · ranked 2 of 23 · median wage $72,370

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The benchmark premium for a 40-year-old in Indiana is $537 a month for 2027, ranking 2 of 23 states published here. BLS reports a median annual wage of $72,370 for Operating Engineers and Other Construction Equipment Operators in Indiana.

Wage benchmark and the 2027 subsidy cliff

$72,370median annual wage, Land Clearing Contractors in Indiana
453%of the federal poverty level
$63,8402027 subsidy cliff, single-person household

Above the cliff. At this income a single-person household receives no premium tax credit for 2027 and pays the full premium.

This occupation sits above the cliff in 4 of the 23 states reported and below it in the other 19, so the answer changes with the state.

Median annual wage by state, Operating Engineers and Other Construction Equipment Operators400% FPL — $63,840Illinois$96,980Nevada$72,780Wisconsin$72,650Indiana$72,370Michigan$62,550Ohio$62,410Colorado$61,570Maryland$60,620Utah$59,760Nebraska$57,240South Dakota$56,720Virginia$52,240Kansas$50,600Texas$49,650Tennessee$49,070North Carolina$48,910Florida$48,780South Carolina$47,480Oklahoma$47,190Alabama$46,870Georgia$46,380Mississippi$46,020Arkansas$45,170

What this figure is. It is the median annual wage BLS reports for Operating Engineers and Other Construction Equipment Operators (SOC 47-2073) in Indiana. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed land clearing contractor. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.

Sources
  1. U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
  2. U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 91 FR 1797, 15 January 2026. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-09-27. The 2026 guidelines govern premium tax credit eligibility for plan year 2027 coverage. The 2027 guidelines apply to 2028 coverage.
  3. Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 23 states

Benchmark premium and median wage for this occupation, ranked by premium.

#StateBenchmark @40Median wagevs cliff
1Maryland$491$60,620below
2Indiana$537$72,370above
3Virginia$549$52,240below
4Nevada$565$72,780above
5Michigan$595$62,550below
6Ohio$603$62,410below
7Colorado$615$61,570below
8North Carolina$660$48,910below
9Oklahoma$686$47,190below
10South Carolina$702$47,480below
11South Dakota$704$56,720below
12Illinois$707$96,980above
13Alabama$712$46,870below
14Utah$716$59,760below
15Wisconsin$720$72,650above
16Georgia$733$46,380below
17Texas$737$49,650below
18Florida$738$48,780below
19Kansas$748$50,600below
20Arkansas$757$45,170below
21Nebraska$780$57,240below
22Tennessee$796$49,070below
23Mississippi$814$46,020below

Questions

How much does a land clearing contractor make in Indiana?
The BLS median wage for Operating Engineers and Other Construction Equipment Operators in Indiana is $72,370 a year (May 2024). Starting pay — the 10th percentile — is about $47,110. The middle half earn $52,710 to $85,830, and the top 10% more than $92,910. BLS counts about 11,230 people doing this work for an employer in Indiana. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.
Does being a land clearing contractor change what health insurance costs in Indiana?
No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $537 a month applies regardless of trade.
Do land clearing contractors qualify for a subsidy in Indiana in 2027?
Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Operating Engineers and Other Construction Equipment Operators in Indiana is $72,370, which is above the 2027 cliff of $63,840 for a single-person household. Your own income and household size decide the answer.
What is the benchmark premium in Indiana for 2027?
$537 a month for a 40-year-old, ranking 2 of 23 states published here. That is full price before any premium tax credit.
Where do these numbers come from?
Premiums come from the CMS Plan Year 2027 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on Indiana

This page compares states. For Indiana specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

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How Indiana compares with every other state →

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2027 coverage for land clearing contractors in Indiana: the enrollment window

The 2027 plans are posted: 4 carriers across 92 Indiana counties, down from 5 in 2026. Carriers file county by county, so the statewide count only tells you so much.

The benchmark Silver plan — the one tax credits are measured against — costs $537 a month for a 40-year-old in the median Indiana county in 2027, a 13.5% rise.

Insurers in Indiana were approved for an average 17.5% increase for 2027; your own premium turns on the plan and the county.

Open Enrollment runs from November 1. December 15 is the date that matters: choose by then and cover starts January 1 in Indiana and every other state.

No PPO is sold anywhere in Indiana for 2027, so every plan limits care outside its network; check that your doctors are in it before you choose.

Settle it before December 15

The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.

Enter a ZIP and a licensed agent will tell you three things:

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What health insurance actually costs for Land Clearing Contractors in Indiana

The sticker price is rarely what Land Clearing Contractors in Indiana end up paying. Start with a ZIP and a licensed agent will work out your actual number.

Takes about 30 seconds. No account, and you choose how you are reached.

“I run my own business and my time is valuable. Daniel handled everything — compared the private options, explained what I was actually getting, and had me covered fast. Way better experience than trying to navigate it myself.”
Mark T., client