PlansByState

Fence Contractors Health Insurance in Wisconsin

Benchmark $611/mo · ranked 10 of 21 · median wage $46,390

Licensed Independent Agent · NPN #22052447 · 23 States

The benchmark premium for a 40-year-old in Wisconsin is $611 a month for 2026, ranking 10 of 21 states published here. BLS reports a median annual wage of $46,390 for Fence Erectors in Wisconsin.

Wage benchmark and the 2026 subsidy cliff

$46,390median annual wage, Fence Contractors in Wisconsin
296%of the federal poverty level
$62,6002026 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2026.

This occupation sits above the cliff in 1 of the 20 states reported and below it in the other 19, so the answer changes with the state.

Median annual wage by state, Fence Erectors400% FPL — $62,600Nebraska$78,780Illinois$62,400Utah$57,430Colorado$52,740Kansas$50,740Nevada$49,270South Dakota$49,210Florida$47,730Ohio$46,610Wisconsin$46,390Michigan$45,580Indiana$43,900Texas$39,420Oklahoma$39,140Virginia$39,080Alabama$38,920South Carolina$38,790North Carolina$38,600Arkansas$38,530Georgia$35,800

What this figure is. It is the median annual wage BLS reports for Fence Erectors (SOC 47-4031) in Wisconsin. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed fence contractor. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.

Sources
  1. U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
  2. U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 90 FR 5917, 17 January 2025. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-08-03. The 2025 guidelines govern premium tax credit eligibility for plan year 2026 coverage. The 2026 guidelines apply to 2027 coverage.
  3. Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 21 states

Benchmark premium and median wage for this occupation, ranked by premium.

#StateBenchmark @40Median wagevs cliff
1Maryland$414
2Virginia$455$39,080below
3Indiana$474$43,900below
4Nevada$497$49,270below
5Ohio$513$46,610below
6Michigan$523$45,580below
7Colorado$557$52,740below
8South Carolina$564$38,790below
9Oklahoma$604$39,140below
10Wisconsin$611$46,390below
11Georgia$615$35,800below
12North Carolina$638$38,600below
13Utah$640$57,430below
14Alabama$645$38,920below
15Illinois$646$62,400below
16South Dakota$655$49,210below
17Texas$661$39,420below
18Kansas$670$50,740below
19Florida$683$47,730below
20Nebraska$710$78,780above
21Arkansas$774$38,530below

Questions

Does being a fence contractor change what health insurance costs in Wisconsin?
No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $611 a month applies regardless of trade.
Do fence contractors qualify for a subsidy in Wisconsin in 2026?
Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Fence Erectors in Wisconsin is $46,390, which is below the 2026 cliff of $62,600 for a single-person household. Your own income and household size decide the answer.
What is the benchmark premium in Wisconsin for 2026?
$611 a month for a 40-year-old, ranking 10 of 21 states published here. That is full price before any premium tax credit.
Where do these numbers come from?
Premiums come from the CMS Plan Year 2026 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on Wisconsin

This page compares states. For Wisconsin specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

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How Wisconsin compares with every other state →

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2027 in Wisconsin, if you are a fence contractor

The Wisconsin market currently runs to 12 carriers over 72 counties. Carriers re-file every year, and for Fence Contractors the question that actually decides your renewal is which of them are still there in November.

On price the only honest number today is national: the Peterson-KFF read of 2027 filings puts the median proposed rise near 15%, spanning −1% to 54%. Final Wisconsin rates are not approved, so any precise 2027 figure quoted for this state is guesswork.

Enrollment opens November 1, 2026. Treat December 15 as the deadline: it guarantees January 1 cover on every marketplace, Wisconsin included. Conflicting end dates get quoted because a 2025 rule shortened the window and a court vacated it in June 2026, appeal pending — enrol by the 15th and the argument is irrelevant to you.

Check before renewing: PPOs are sold in 15 of Wisconsin’s 72 counties, not all. Whether yours has one decides how much out-of-network care is covered — usually a bigger question for Fence Contractors than the monthly figure.

Worth sorting before November

Nothing about 2027 is urgent yet, which is exactly why it is worth ten minutes now. Come November you will be choosing between Wisconsin’s carriers under a deadline; today you can do it without one.

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Fence Contractors in Wisconsin: start with your ZIP

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