Drywall Contractors Health Insurance in Indiana (2026)

Wage benchmark and the 2026 subsidy cliff

$52,370median annual wage, Drywall Contractors in Indiana

335%of the federal poverty level

$62,6002026 subsidy cliff, single-person household

Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2026.

This occupation sits above the cliff in 1 of the 21 states reported and below it in the other 20, so the answer changes with the state.

What this figure is. It is the median annual wage BLS reports for Drywall and Ceiling Tile Installers (SOC 47-2081) in Indiana. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed drywall contractor. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.

Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2026 the 400% FPL limit applies again, so household income above $62,600 ends premium tax credit eligibility outright.

Sources

U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics, May 2024. State-level annual median wage (A_MEDIAN), detailed occupation. https://www.bls.gov/oes/. Retrieved 2026-08-03. Figures used unmodified; suppressed cells are omitted, not estimated.
U.S. Department of Health and Human Services. Annual Update of the HHS Poverty Guidelines. 90 FR 5917, 17 January 2025. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines. Retrieved 2026-08-03. The 2025 guidelines govern premium tax credit eligibility for plan year 2026 coverage. The 2026 guidelines apply to 2027 coverage.
Full dataset for all occupations and states: CSV · JSON (CC BY 4.0).

All 21 states

Benchmark premium and median wage for this occupation, ranked by premium.

#	State	Benchmark @40	Median wage	vs cliff
1	Maryland	$414	$51,540	below
2	Virginia	$455	$51,760	below
3	Indiana	$474	$52,370	below
4	Nevada	$497	$51,290	below
5	Ohio	$513	$59,560	below
6	Michigan	$523	$53,170	below
7	Colorado	$557	$58,640	below
8	South Carolina	$564	$44,670	below
9	Oklahoma	$604	$47,490	below
10	Wisconsin	$611	$57,990	below
11	Georgia	$615	$53,590	below
12	North Carolina	$638	$48,460	below
13	Utah	$640	$50,860	below
14	Alabama	$645	$46,880	below
15	Illinois	$646	$69,810	above
16	South Dakota	$655	$48,280	below
17	Texas	$661	$50,120	below
18	Kansas	$670	$48,090	below
19	Florida	$683	$46,930	below
20	Nebraska	$710	$48,470	below
21	Arkansas	$774	$43,470	below

Questions

Does being a drywall contractor change what health insurance costs in Indiana?

No. Under the ACA carriers may not rate, decline, or exclude based on occupation or health history. Premiums vary only by age, ZIP code, tobacco use and household size, so the benchmark of $474 a month applies regardless of trade.

Do drywall contractors qualify for a subsidy in Indiana in 2026?

Premium tax credit eligibility depends on household modified adjusted gross income and household size, not occupation. For reference, the BLS median wage for Drywall and Ceiling Tile Installers in Indiana is $52,370, which is below the 2026 cliff of $62,600 for a single-person household. Your own income and household size decide the answer.

What is the benchmark premium in Indiana for 2026?

$474 a month for a 40-year-old, ranking 3 of 21 states published here. That is full price before any premium tax credit.

Where do these numbers come from?

Premiums come from the CMS Plan Year 2026 Qualified Health Plan Landscape file and published state rate approvals. Wages come from the U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2024. Both are reproduced unmodified; the full wage dataset is downloadable as CSV or JSON.

Going deeper on Indiana

This page compares states. For Indiana specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.

← Drywall Contractors in all states · All trades · All occupations

How Indiana compares with every other state →

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Put your ZIP code in and I will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to me — not a call center.

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What Drywall Contractors in Indiana should expect in 2027

One of Indiana’s 5 carriers is leaving. Cigna exits the individual market entirely on January 1, 2027, so if you are a drywall contractor covered by them the question is not whether you switch but whether you choose the switch yourself.

On price the only honest number today is national: the Peterson-KFF read of 2027 filings puts the median proposed rise near 15%, spanning −1% to 54%. Final Indiana rates are not approved, so any precise 2027 figure quoted for this state is guesswork.

Mark November 1, 2026 to open and December 15 to act. That second date guarantees cover from January 1 in Indiana regardless of how the current litigation over the enrollment window resolves.

One thing 2027 will not fix: no PPO is sold anywhere in Indiana. All 92 counties offer HMO, EPO or POS only, so care outside the network is effectively emergency-only. If your work as a drywall contractor crosses county lines, weigh that above the premium.

Get a head start on 2027

You already know you are changing plans — Cigna is leaving. The only real question is whether you pick the replacement or the marketplace picks it for you, and that is a much easier decision made in August than in the second week of December.

Give me a ZIP and I will tell you three things:

Whether your current plan and carrier are still writing in your county for 2027
What your income estimate should realistically be — the number your credit is calculated from, and the one drywall contractors most often get wrong
Whether the doctors you actually use are in the 2027 network, before you are locked in

Map my 2027 options →

Health insurance for Drywall Contractors in Indiana, priced by your county

There is no single Indiana price. Enter your ZIP and I will pull what is filed in your county, then work out what help you qualify for.

One field. No account, no phone call unless you ask for one.