Benchmark $549/mo · ranked 3 of 23 · median wage $56,320
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The benchmark premium for a 40-year-old in Virginia is $549 a month for 2027, ranking 3 of 23 states published here. BLS reports a median annual wage of $56,320 for Automotive Service Technicians and Mechanics in Virginia.
Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.
This occupation is below the cliff in all 23 states reported.
What this figure is. It is the median annual wage BLS reports for Automotive Service Technicians and Mechanics (SOC 49-3023) in Virginia. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed auto mechanic. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.
Benchmark premium and median wage for this occupation, ranked by premium.
| # | State | Benchmark @40 | Median wage | vs cliff |
|---|---|---|---|---|
| 1 | Maryland | $491 | $57,560 | below |
| 2 | Indiana | $537 | $47,550 | below |
| 3 | Virginia | $549 | $56,320 | below |
| 4 | Nevada | $565 | $47,570 | below |
| 5 | Michigan | $595 | $48,840 | below |
| 6 | Ohio | $603 | $47,010 | below |
| 7 | Colorado | $615 | $59,340 | below |
| 8 | North Carolina | $660 | $48,530 | below |
| 9 | Oklahoma | $686 | $41,720 | below |
| 10 | South Carolina | $702 | $45,950 | below |
| 11 | South Dakota | $704 | $48,410 | below |
| 12 | Illinois | $707 | $50,450 | below |
| 13 | Alabama | $712 | $45,710 | below |
| 14 | Utah | $716 | $46,990 | below |
| 15 | Wisconsin | $720 | $50,990 | below |
| 16 | Georgia | $733 | $48,800 | below |
| 17 | Texas | $737 | $48,660 | below |
| 18 | Florida | $738 | $48,520 | below |
| 19 | Kansas | $748 | $47,010 | below |
| 20 | Arkansas | $757 | $43,830 | below |
| 21 | Nebraska | $780 | $48,810 | below |
| 22 | Tennessee | $796 | $47,460 | below |
| 23 | Mississippi | $814 | $38,070 | below |
This page compares states. For Virginia specifically — county-by-county carriers, plan data and enrollment help — that is published on Coverage by County. To check whether a plan actually covers your hospital, see Plans By City.
← Auto Mechanics in all states · All trades · All occupations
Put your ZIP code in and a licensed agent will show you the carriers filing in your county, what the cheapest plan costs, and what you would actually pay after any help you qualify for. No cost, and you talk to a licensed agent — not a call center.
Plans for 2027 in Virginia are sold through the state’s own marketplace, Virginia’s Insurance Marketplace, and Open Enrollment there runs from November 1.
Insurers in Virginia were approved for an average 16.9% increase for 2027; your own premium turns on the plan and the county.
Choose by December 15 and your plan starts January 1. Virginia’s Insurance Marketplace sets its own closing date, so do not plan around a later one.
The 2027 plans are posted and the deadline for a January 1 start is December 15. Ten minutes with your ZIP code settles which plan still fits.
Enter a ZIP and a licensed agent will tell you three things:
The sticker price is rarely what Auto Mechanics in Virginia end up paying. Start with a ZIP and a licensed agent will work out your actual number.
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