SOC 51-5112 · 81,840 employed · $34,980 to $49,450
Licensed Independent Agent · NPN #22052447 · 21 States
Median pay ranges from $34,980 to $49,450 depending on the state. Inside Illinois the spread is wider still: $30,120 at the 10th percentile, $75,680 at the 90th.
In Illinois the cliff falls between the 75th percentile and the 90th percentile. Below it the credit scales with income; above it there is none.
| Earnings level in Illinois | Annual wage | Where that lands for 2026 |
|---|---|---|
| 10th percentile | $30,120 | Under 250% FPL — credits plus cost-sharing reductions |
| 25th percentile | $36,750 | Under 250% FPL — credits plus cost-sharing reductions |
| Median | $47,210 | Under 400% FPL — premium tax credit |
| 75th percentile | $58,110 | Under 400% FPL — premium tax credit |
| 90th percentile | $75,680 | Over the cliff — no credit |
| State | 10th | 25th | Median | 75th | 90th | Employed | Benchmark @40 |
|---|---|---|---|---|---|---|---|
| Maryland | $35,360 | $38,770 | $49,450 | $60,540 | $67,620 | 1,280 | $414/mo |
| Arkansas | $29,270 | $36,800 | $48,310 | $54,170 | $61,170 | 1,450 | $774/mo |
| Wisconsin | $36,090 | $39,620 | $47,970 | $60,320 | $64,520 | 6,480 | $611/mo |
| Colorado | $36,200 | $38,250 | $47,270 | $53,440 | $63,810 | 1,950 | $557/mo |
| Illinois | $30,120 | $36,750 | $47,210 | $58,110 | $75,680 | 10,060 | $646/mo |
| Michigan | $34,510 | $37,950 | $45,870 | $56,130 | $63,100 | 4,320 | $523/mo |
| Indiana | $32,150 | $37,590 | $45,740 | $51,440 | $60,800 | 5,230 | $474/mo |
| Ohio | $31,450 | $36,900 | $45,270 | $50,580 | $59,970 | 7,650 | $513/mo |
| North Carolina | $29,650 | $36,000 | $43,090 | $51,810 | $62,070 | 3,950 | $638/mo |
| Georgia | $29,670 | $36,570 | $42,800 | $48,890 | $60,210 | 4,640 | $615/mo |
| Virginia | $30,740 | $36,390 | $42,790 | $53,360 | $64,990 | 2,780 | $455/mo |
| South Dakota | $32,760 | $34,750 | $42,570 | $49,770 | $61,840 | 470 | $655/mo |
| Nevada | $35,160 | $35,430 | $41,260 | $49,130 | $61,000 | 1,530 | $497/mo |
| Nebraska | $34,250 | $40,750 | $40,970 | $48,400 | $60,730 | 2,240 | $710/mo |
| Kansas | $27,420 | $36,500 | $40,580 | $48,720 | $58,620 | 2,660 | $670/mo |
| Texas | $28,340 | $34,570 | $40,000 | $48,780 | $61,750 | 9,510 | $661/mo |
| Utah | $30,530 | $35,710 | $39,740 | $48,230 | $61,780 | 1,770 | $640/mo |
| Florida | $29,920 | $34,540 | $38,710 | $46,180 | $56,440 | 7,600 | $683/mo |
| South Carolina | $27,240 | $34,040 | $38,080 | $46,150 | $59,790 | 2,160 | $564/mo |
| Oklahoma | $23,770 | $28,950 | $35,270 | $43,420 | $49,570 | 1,350 | $604/mo |
| Alabama | $23,300 | $28,760 | $34,980 | $46,140 | $54,080 | 2,760 | $645/mo |
BLS surveys wage and salary workers, so these exclude the self-employed. For an owner-operator they are a benchmark for the trade in that state, not your own net income.
Wages: BLS OEWS May 2024, SOC 51-5112, state percentiles, bls.gov/oes, retrieved 2026-08-03, reproduced unmodified. Cliff: 400% of the 2025 HHS poverty guideline (90 FR 5917). Premiums: CMS PY2026 Landscape file. Data: CSV · JSON.