PlansByState

Locksmiths Health Insurance

SOC 49-9094 · 7,430 employed · $36,930 to $61,610

Licensed Independent Agent · NPN #22052447 · 21 States

Across 20 states the median for this work runs $36,930 to $61,610. Florida employs the most — 1,480 — at a median of $47,610.

$47,610median, Florida
$30,700–$74,73010th to 90th percentile there
0/20states with a median over $62,600

Where the $62,600 cut-off falls

In Florida the cliff falls between the 75th percentile and the 90th percentile. It is a hard edge, not a taper.

Cliff — $62,60010th$30,70025th$38,690Median$47,61075th$61,20090th$74,730
Earnings level in FloridaAnnual wageWhere that lands for 2026
10th percentile$30,700Under 250% FPL — credits plus cost-sharing reductions
25th percentile$38,690Under 250% FPL — credits plus cost-sharing reductions
Median$47,610Under 400% FPL — premium tax credit
75th percentile$61,200Under 400% FPL — premium tax credit
90th percentile$74,730Over the cliff — no credit

Wages and benchmark premiums by state

State10th25thMedian75th90thEmployedBenchmark @40
Georgia$30,100$45,380$61,610$64,550$74,240360$615/mo
Maryland$41,970$47,260$59,310$71,360$79,420330$414/mo
Michigan$34,490$45,670$58,570$63,750$72,630240$523/mo
Virginia$36,070$47,730$57,990$70,130$77,600440$455/mo
Nevada$36,990$41,380$54,330$60,590$73,810150$497/mo
Kansas$29,120$39,920$49,920$54,240$60,790140$670/mo
Indiana$31,560$40,490$49,320$60,780$65,620240$474/mo
Wisconsin$36,020$41,590$47,720$64,260$70,770150$611/mo
Utah$16,500$34,040$47,690$54,370$67,920150$640/mo
Florida$30,700$38,690$47,610$61,200$74,7301,480$683/mo
Nebraska$31,150$34,230$47,470$50,960$68,83090$710/mo
Illinois$36,120$37,720$47,360$61,020$79,190560$646/mo
Colorado$34,410$40,490$46,990$59,520$69,980310$557/mo
South Carolina$20,010$36,690$45,950$64,480$77,980140$564/mo
Oklahoma$27,360$28,550$45,170$53,480$64,380170$604/mo
Texas$29,730$36,190$44,700$56,120$60,2301,260$661/mo
Alabama$28,600$33,870$44,140$46,800$54,490190$645/mo
Ohio$36,040$37,950$43,960$58,220$64,140420$513/mo
North Carolina$28,090$30,720$42,190$50,170$69,160520$638/mo
Arkansas$27,040$31,840$36,930$51,190$57,69090$774/mo

BLS surveys wage and salary workers, so these exclude the self-employed. For an owner-operator they are a benchmark for the trade in that state, not your own net income.

Questions

Is health insurance priced differently for this work?
No. Carriers may not rate, decline or exclude on occupation or health history — only age, ZIP code, tobacco use and household size. What varies by trade is income, and income sets the subsidy. In Florida the cliff falls between the 75th percentile and the 90th percentile.
Where exactly is the 2026 cut-off?
$62,600 for a single-adult household, rising with household size. In Florida that sits between the $38,690 and $61,200 percentile figures shown above.

Wages: BLS OEWS May 2024, SOC 49-9094, state percentiles, bls.gov/oes, retrieved 2026-08-03, reproduced unmodified. Cliff: 400% of the 2025 HHS poverty guideline (90 FR 5917). Premiums: CMS PY2026 Landscape file. Data: CSV · JSON.

All trades · Cheapest states 2026

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